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Bankruptcy Quiz

Total questions: 15

Worksheet time: 29mins

Name
Class
Date
1.

A legal process to get out of debt when you can no longer make all your required payment.

a)

Liquidation

b)

Bankruptcy

c)

Mean's Test

d)

Credit Counseling

2.

Bankruptcy will not remove the following: (Please select all that apply)

a)

Credit Card Debt

b)

Student Loans

c)

Child Support

d)

Alimony

3.

Pre-bankruptcy credit counseling and pre-discharge debtor education are bankruptcy requirements.

a)

True

b)

False

4.

How much you can afford, refers to which of the 5 C's of Credit?

a)

Collateral

b)

Capacity

c)

Conditions

d)

Capital

e)

Character

5.

Which of the 5 C's of Credit refers to, making payments of time?

a)

Character

b)

Credit

c)

Conditions

d)

Capacity

e)

Collateral

6.

The conversion of assets into cash

a)

Liquidation

b)

Inflation

c)

Debt

d)

Credit

7.

The most popular bankruptcy option for a small business seeking to restructure and continue operating.

a)

Ch. 7

b)

Ch. 11

c)

Ch. 12

d)

Ch.13

8.

How many years does bankruptcy stay on your credit?

a)

2

b)

5

c)

7

d)

10

9.

After filing a Ch. 13, you must wait this many years to file for it again.

a)

2

b)

4

c)

6

d)

8

10.

How many years you must wait after filing Ch.7 to file again.

a)

2

b)

4

c)

6

d)

8

11.

This type of card is designed for people with bad or no credit.

a)

Secured card

b)

Unsecured Card

12.

How long must you wait after filing a Ch. 13 to file a Ch.7?

a)

2

b)

4

c)

6

d)

8

13.

Identify the three credit reporting agencies? (All must be correct)

a)

TransUnion

b)

Equifax

c)

CarFax

d)

Experian

e)

American Express

14.

Releases the debtor from personal liability for certain specified types of debts.

a)

Liquidation

b)

Discharge

c)

Credit

d)

Inflation

15.

The entire amount of money a person owes to lenders.

a)

Assets

b)

Debt

c)

Equity

d)

Capital