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Banking 101

Total questions: 10

Worksheet time: 5mins

Name
Class
Date
1.

A bank is...


Select all that apply

a)

A safe place to keep your money

b)

money

c)

Not a safe place to keep your money

d)

A place to get a loan

2.

People who hide their money inside their house will not be able to . . . .

a)

a. buy anything at the store.

b)

b. pay for college.

c)

c. earn interest on their money.

d)

d. give their kids an allowance.

3.

When you

Deposit money, you are _______________________________.

a)

a. taking money out of your savings or checking account.

b)

b. accruing interest on your savings or checking account.

c)

c. putting money into your savings or checking account.

d)

d. losing money from your savings or checking account.

4.

A legal document that functions like cash is called ?

a)

Deposit slip

b)

Credit Card

c)

Check

d)

Bill

5.

When you write a check or withdraw money from your account, that money is _____________________ your balance.

a)

deducted from

b)

added to

6.

What's the term for putting money in your account?

a)

Withdrawing

b)

Balance

c)

Deposit

d)

Fee

7.

What is the correct way to write a check?

a)
b)
8.

What is an overdraft fee?

a)

amount the bank charges you to cash a check

b)

a bank that you don't belong to charges

c)

An amount a bank charges you if don't have enough money in your account to cover withdrawal

d)

the amount owed if your account freezes

9.

What is a credit card and how does it work?

a)

A card that allows you to make purchases now, with borrowed money, which you must repay to the lender either monthly or in a lump sum.

b)

A card you add money to monthly and spend

c)

A card you use to buy things and never payback

d)

A card that allows you to spend money with little to no money

10.

Your monthly bank statement comes once a month and tells you what information? Check all that apply!

a)

Deposits

b)

Withdrawals

c)

Balance

d)

ATM withdrawals

e)

Checks that were cashed