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Unit 9 Review 4th Grade

Total questions: 14

Worksheet time: 42mins

Name
Class
Date
1.

Natalie sold duck shirts to help support her ducklings. Her expenses for supplies were $35.49. She sold 15 shirts for $5 each. What was her profit?

a)

$60

b)

$39.51

c)

$75

d)

$40.51

2.

Ryan currently has $5,000 in his savings account. If he puts $100 into his savings each month for the next year, how much money will he have saved?

a)

$6,000

b)

$1,200

c)

$6,200

d)

$7,200

3.

Mae works in a cafe. She is saving to buy a new phone and will need $960. If she is paid twice a month, how much money will Mae need to put back each paycheck to buy her phone in 1 year?

a)

Mae should save $10 from each check

b)

Mae should save $30 from each check

c)

Mae should save $40 from each check

d)

Mae should save $20 from each check

4.

What is a sales tax?

a)

a tax based on the value of propert

b)

a tax required on goods and services

c)

a tax charged on the money you earn

d)

a tax paid by your employer based on your salary

5.

Mrs. Brueland added a patio to her home. Which of the following best describes an effect of the added patio?

a)

The amount of money Mrs. Brueland spent will be deducted from her pay as a payroll tax

b)

All of Mrs. Brueland's neighbors will have to pay more in sales tax

c)

Mrs. Brueland's income taxes will be affected by the amount of time spent building

d)

Mrs. Brueland's property taxes will likely increase since the patio added value to her property

6.

Olivia's salary has a gross income of $232 a month. She pays $23 in income tax and $11 in payroll tax. Which of the following shows how Olivia could determine her net income?

a)

232 + 23 + 11 = $264

b)

232 - 23 - 11 = $198

c)

232 - 23 = $209

d)

232 - 11 = $221

7.

Which document is a summary of all the deposits and withdrawals as well as any interest earned on a bank account?

a)

bank transaction

b)

bank account

c)

bank statement

d)

bank book

8.

What is the purpose of financial institutions such as banks, credit unions, and savings and loan associations?

a)

Keep money safe

b)

Lend money to people and businesses

c)

None of these

d)

Keep money safe AND lend money to people and businesses

9.

What is net income?

a)

The amount of money a person actually earns in a paycheck

b)

The amount of money a person earns before taxes

c)

The amount of money spent on fixed expenses

d)

The amount of money spent on variable expenses

10.

The amount of money that is paid for a regular expense that changes each month is what?

a)

fixed expense

b)

repeating expense

c)

variable expense

d)

changing expense

11.

Which of the following is a tool used to manage money?

a)

record keeping

b)

budgeting

c)

earning income

d)

saving income

12.

Going into debt, interest rates, and fees are all disadvantages of using what?

a)

Debit cards

b)

Checks

c)

Electronic Payments

d)

Credit cards

13.

Some advantages to using a credit card include...

a)

Building your credit score

b)

Being able to pay for things you need when you do not have the money in your bank account

c)

They are accepted almost everywhere

d)

All of these answers are correct

14.

What is the difference in a fixed expense and a variable expense?

a)

Fixed expenses change from month to month while variable expenses stay the same.

b)

Fixed expenses stay the same from month to month while variable expenses change from month to month.

c)

Fixed and variable expenses are the same thing.

d)

Fixed expenses cannot be budgeted for like variable expenses.