similar to donation which must be accepted by debtor

third party replacement of debtor acquiesced by creditor

transferring or delivering to another the care or custody

offered free of charge; out of kindness

assumption of third party to collect debts

upon the death of donor

properties as means of payment of loan.

accepting without objection despite knowing the flaws or imperfection.

enforcing a claim based on a long period of time after which claim becomes ineffective.