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WorksheetsBeja Fry - Senior Citizen
Total questions: 12
Worksheet time: 4mins
Age at entry for Senior First is
55-75
61-75
60-75
61- No Max
Variants Available under Senior First
Gold, Platinum
Silver, Gold
Slver,Gold , Platinum
Sum Insured Options
Silver 3L to 5L, Gold 5L, 7.5L 10L,15L , Platinum-25L,50L
Gold 5L,10L; Platinum 5L,10L,15L,20L,25L
Gold-5L,10L,Platinum 15L,20L,25L,50L
Gold-5L,10L, Platinum 20L,25L,50L,1cr
Cost-sharing option comprises
Co-Payment of 10%,20%
Co-Payment of 20% for age above 70 or a deductible amount to 1/5th of the base SI
No Co-Payment
Co-pay option 50%,40%, 30% or 20%.or a deductible amount to 1/5th of the base SI
Co-pay option 20%.or a deductible amount to 1/5th of the base SI
In-patient Care & Room Accommodation
Single Private Room in Silver, Gold, and Platinum
Shared Room in Silver, Single private room in Gold and Platinum
Shared Room in Gold and Single Private Room in Platinum
No Capping
No Claim Bonus
10% of Base SI upto 100% in Platinum
10% of Base SI upto to 100% in Gold and Platinum
10% of Base SI upto 100%, with an option to enhance NCB in
Gold and platinum upto 200%
10% of Base SI upto 100% in Gold and Platinum, with an option to enhance NCB in platinum upto 200%
Reassure Benefit is
Not available only refill benefit
Available in both Gold and Platinum
Only in Platinum
None of the above
Annual Health Checkups are available from
Day 1 in Platinum, Once in two years for Gold
On renewal
upto 2% of SI on renewal in Gold and 5% in Platinum
Day 1 only in Platinum
Pre-Policy Medical Check up
mandatory, irrespective of the person’s age and sum insured opted.
not mandatory, irrespective of the person’s age and sum insured opted.
not mandatory till age 70
No medical test required, only Telephonic underwriting based accept or decline. Medical tests may be asked by underwriter basis adverse declaration
Optional Benefits available
Hospital Cash, SafeGuard
Safeguard and deductible option
Personal Coach Assitance, E-Consultation, Safeguard and deductible oprion
Hospital Cash, SafeGuard and Deductible
Hospital Cash, Personal Coach Assitance, E-Consultation, Safeguard, and deductible option
Can I change the co-payment percentage at renewal?
Yes
No
Only in Platinum
What if the customer goes into a higher room category at the time of claim?
No proportionate deduction applicable,only 10% additional co-payment
No proportionate deduction applicable
a proportionate deduction is applied if higher
room category/rent is opted.
