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Unit 8 Financial Literacy & Individual Responsibilities

Total questions: 24

Worksheet time: 12mins

Name
Class
Date
1.

The money that a person, a region, a country, etc. earns from work, from investing money, from business, etc.

a)

Income

b)

Financial Literacy

c)

Taxes

d)

Living wage

2.

The LOWEST WAGE that an employer is allowed to pay by law.

a)

Budget

b)

Opportunity Cost

c)

Living Wage

d)

Minimum Wage

3.

Money that employees receive for doing their job, especially professional employees or people working in an office, usually paid once or twice a month.

a)

Career

b)

Unemployment

c)

Salary

d)

Invest

4.

The ability to use knowledge and skills to manage one's financial resources effectively for lifetime of financial well-being.

a)

Inflation

b)

Wants

c)

Financial Literacy

d)

Career

5.

The series of jobs that a person has in a particular area of work, usually involving more responsibility as time passes.

a)

Vocational School

b)

Income Inequality

c)

Invest

d)

Career

6.

A place where students can study for a degree after they have finished high school?

a)

College

b)

University

c)

Vocational School

7.

An institution at the highest level of education where you can study for a degree or do research.

a)

College

b)

University

c)

Vocational School

8.

To buy property, shares in a company, etc. In the hope of making a profit or to spend money on something in order to make it better or more successful.

a)

Income

b)

Outsourcing

c)

Job

d)

Invest

9.

Work for which you receive regular payment.

a)

Inflation

b)

Job

c)

Financial Literacy

d)

Taxes

10.

The state of NOT having a job.

a)

Career

b)

Job (Only silly gooses pick this one)

c)

Outsourcing

d)

Unemployment

11.

The extent to which income is distributed in an uneven manner among a population.

a)

Income

b)

Income inequality

c)

Living Wage

d)

University

12.

To be in a condition or situation in which you must have something to survive.

a)

Needs

b)

Wants

c)

Invest

d)

Salary

13.

The desire or wish for something.

a)

Needs

b)

Wants

c)

Career

d)

Taxes

14.

Whatever you give up when a choice is made. Example: going to the left, you give up going to the right.

a)

Minimum wage

b)

Financial literacy

c)

Inflation

d)

Opportunity Cost

15.

an amount of money you are paid for a job that is large enough to provide you with the basic things (such as food and shelter) needed to live an acceptable life

a)

Live well

b)

Outsourcing

c)

Living wage

d)

Budget

16.

an amount of money that a government requires people to pay according to their income, the value of their property, etc., and that is then used to pay for the things done by the government.

a)

Invest

b)

Taxes

c)

Minimum Wage

d)

Unemployment

17.

This is a plan used to help pay your medical expenses, so you don't have to pay the whole bill.

a)

Life Insurance

b)

Health Insurance

c)

Out of pocket expenses

d)

Healthy Choices

18.

When your medical expenses add up and up and up!

a)

Medical cash

b)

Medical savings

c)

medical debt

d)

medical co pays

19.

From the Living Wage activity, which answer is correct according to the image?

a)

Working a job that earns you $15 an hour would be enough to be financially secure.

b)

If someone has a child, they need to earn $50.50 an hour to be financially secure.

c)

If you are single with no kids, you need to earn at least $26.19 to be financially secure.

d)

I actually don't plan on working and will just live with my parent(s) scrolling through Tik Tok.

20.

During our CLC Activity, we learned about the requirements and all of the courses they offer. Why is this such a big OPPORTUNITY for ZB students to become financially secure?

a)

CLC allows high school students to earn certifications towards their career so they can earn more money.

b)

CLC will get high school students certified in things like basket weaving and other careers that don't earn you any money.

c)

The costs to attend CLC are too high and restrict most students at ZB from attending.

d)

To attend CLC, you need to earn a 3.5 GPA or higher, and then you'll learn how to earn a career that will allow you to earn a lot of money.

21.

The main idea from this image, and this whole unit, is...

a)

The more education you earn, the higher the chance you'll be unemployed.

b)

That young people aren't motivated and prefer to watch cat videos on Tik Tok.

c)

That in order to be financially secure, you need to find a good paying job.

d)

As a person receives more and more education and training, they will be in a better position to earn a better paying job.

22.

Everyone should create a budget like the one to the left because...

a)

It will help you feel more like an adult.

b)

They help you organize your life.

c)

It will help ensure you don't spend more money than you are making.

d)

It will help keep track of how much money you are earning.

23.

Examining the image, the unemployment rate for someone with just a high school degree is...

a)

5.4%

b)

3.7%

c)

2.7%

d)

1.6%

24.

Here at ZB, we've talked about "721", identify why this number so important.

a)

We have 721 students here at ZB between all four grades.

b)

There are 721 opportunities here at ZB to prepare you for your future.

c)

There are 721 reasons to love Social Studies.

d)

We have 720 days of high school, and we are focusing on preparing for what you'll do the day after.