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Personal Finance Test Review

Total questions: 15

Worksheet time: 30mins

Name
Class
Date
1.

Claire loaded her truck with vegetables from her garden to sell at a local market. Which of the following BEST describes Claire's truck?

a)

land resource

b)

natural resource

c)

human resource

d)

capital resource

2.

Jennifer works for the Coca-Cola company as a truck driver. What type of resource is Jennifer?

a)

land resource

b)

natural resource

c)

human resource

d)

capital resource

3.

What do human resources provide to businesses?

a)

land

b)

labor

c)

capital

d)

income

4.

Which type of productive resource is a tree?

a)

a capital good

b)

an entrepreneur

c)

a human resource

d)

a natural resource

5.

Which of the following CORRECTLY describes an entrepreneur?

a)

Omar babysits his little brother while his parents go to the movies.

b)

Simone starts a car-washing business and hires her closest friends.

c)

Tatiana mows the lawn every weekend because it is one of her chores.

d)

Rashad gets a job at the mall so he can earn money for a new skateboard.

6.

Why are entrepreneurs called “risk-takers”?

a)

because they are guaranteed success at their new business

b)

because they get charged more taxes than other business owners

c)

because they could lose all of their money starting a new business

d)

because they combine land, labor, and capital to start a new business

7.

Use the information to answer the following question.

The people of a small city in Georgia wanted a new public park. The mayor of the city agreed. A location for the park was selected, and the park was built with a fountain and swing set. Everyone loves the new park!

How did the city MOST LIKELY pay for the new park?

a)

The city collected donations to pay for the park to be built.

b)

The mayor of the city paid for the park out of her own money.

c)

The federal government gave the city a loan to pay for the park.

d)

The city paid for the park to be built with taxes paid by the citizens.

8.

Use the table to answer the following question.

Who provides MOST of the money for the jobs in the list?

a)

donators

b)

taxpayers

c)

nonprofit charities

d)

private businesses

9.

Georgia farms a lot of peaches. Peaches do not grow well in Hawaii. Hawaii grows pineapples, but Georgia does not. Which of the following provides an example of a voluntary exchange?

a)

The two states consume each other’s fruits.

b)

The two states trade fruits with each other.

c)

The two states donate their fruits to each other.

d)

The two states tax the fruits to make more money.

10.

Use the information to answer the question.

Which of the following BEST completes the boxes?

a)

Miguel saves money; Julio spends money.

b)

Sharon makes quilts; Lucy buys the quilts.

c)

Mike buys furniture; Diego makes the furniture.

d)

Jamal earns an allowance; Larry works for his income.

11.

Which of the following is TRUE about supply and demand?

a)

If demand is greater than supply, then prices are lower.

b)

If supply is greater than demand, then prices are lower.

c)

If supply is equal to the demand, then prices are higher.

d)

If supply is greater than demand, then prices are higher.

12.

What allows consumers in Georgia to be able to purchase fresh fruit year-round?

a)

Farmers in Georgia have learned how to grow fruit in frozen soil.

b)

Fruit is shipped from other states and countries to stores in Georgia.

c)

Temperatures are warm enough in Georgia for fruit to be grown all year.

d)

Fruit does not spoil so stores can keep large amounts of it in warehouses.

13.

Why do countries create currency?

a)

so people can become wealthy

b)

so people can buy goods and services

c)

so people can pay taxes to the government

d)

so people can trade labor for goods and services

14.

Sasha has been saving up her money for a new phone. She has enough to buy it, but her old phone still works just fine. What is Sasha’s opportunity cost if she decides to go ahead and buy the new phone?

a)

Sasha will have a new phone.

b)

Sasha will have a smaller amount of savings.

c)

Sasha will have two phones that she can use.

d)

Sasha will have more money than she did before buying the phone.

15.

Johnny needs to study for his social studies test tomorrow. However, his friends have texted that they are meeting at the community pool to hang out. If Johnny goes with his friends, which of the following is an opportunity cost?

a)

Johnny’s friends will not support him

b)

Johnny’s score on his social studies test

c)

Johnny’s ability to improve on his swimming

d)

Johnny’s friends will give him a hard time for not joining them