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Worksheets

Basic Personal Finance

Total questions: 15

Worksheet time: 24mins

Name
Class
Date
1.

Tim wants some skittles and a fruit roll up. He chooses the fruit roll up. What is his opportunity cost?

a)

the fruit roll up

b)

the skittles

c)

the fruit roll up and the skittles

d)

potato chips

2.

What does it mean when you save money?

a)

You buy a new outfit today at the mall.

b)

You put money away for later.

c)

You lose your money on the playground.

d)

You give away money to help animals.

3.

What is something that would be a need?

a)

a new video game

b)

a place to live

c)

a birthday party

d)

a new television

4.

What is a want?

a)

something you have to have in order to live

b)

something you can live without but hope you can get

c)

water for survival

d)

food for survival

5.

Michael has been invited by a friend to go fishing on Friday. His parents are going to a concert. Michael chooses to go fishing with his friend. What is his opportunity cost?

a)

fishing with a friend

b)

going to a concert

c)

Michael's choice

d)

Friday

6.

What is opportunity cost?

a)

your choice

b)

what you give up to make a choice

c)

money people earn to buy things

d)

everything you need

7.

Scarcity is when

a)

there is not enough for everyone

b)

when there is a lot of extra left over

c)

having too much money

d)

when you can buy everything you want

8.

A popular bakery has only a few ingredients left to make their products. They could bake muffins or cookies, but they can’t make both. The bakers decide to make cookies for their customers. What is the opportunity cost of their decision?

a)

cake

b)

cookies

c)

the muffins and the cookies

d)

muffins

9.

_____________ is another word for trading.

a)

Service

b)

Bartering

c)

Charities

d)

Good

10.

Which would be a good trade for an apple?

a)

A car

b)

$100

c)

An orange

d)

a new bicycle

11.

Sometimes goods, services or resources are given to people because they win them. We call this method of allocation....

a)

a contest

b)

sharing.

c)

price.

d)

majority rule.

12.

Sometimes when goods, services or resources are scare, people take a vote to decide who will receive them. We call this method of allocation....

a)

a contest.

b)

authority.

c)

majority rule.

d)

a lottery.

13.

You and your brother are hungry, but there is only one bag of chips left in the house, the two of you decide to divide the bag of chips. This is called.....

a)

a lottery.

b)

sharing.

c)

a contest.

d)

majority rule.

14.

Ms. Neff and Mrs. Ransom wanted to go to a concert, but there weren't going to be many tickets sold, so they got up early to be the first in line to buy the tickets. This is an example allocation by....

a)

authority.

b)

a contest.

c)

price.

d)

first come, first served.

15.

Why do people save money?

a)

to buy something that cost more

b)

for emergencies

c)

to spend later

d)

all of the above