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Personal Financial Literacy

Total questions: 12

Worksheet time: 6mins

Name
Class
Date
1.

The ability of a customer to obtain goods or services before payment, based on the trust that payment will be made in the future.

a)

credit

b)

debit

c)

profit

d)

budget

2.

A plan for spending money over time is called a -

a)

earn

b)

deposit

c)

dime

d)

budget

3.

To put money in a bank account for savings or to spend at a later time.

a)

withdrawal

b)

deposit

c)

consumer

d)

credit card

4.

fee charged for borrowing money or money earned from the amount you have in savings, always calculated as a percentage

a)

interest

b)

taxes

c)

fixed expenses

d)

income

5.

The total amount of income generated by the sale of goods and services.

a)

interest

b)

profit

c)

revenue

d)

loan

6.

Allow the use of something with the understanding that it will be returned.

a)

steal

b)

lend

c)

borrow

d)

distribute

7.

Expense that is consistent (and does not change) from month to month.

a)

variable expenses

b)

budgeting

c)

fixed expenses

d)

bills

8.

The total amount earned from the sale of goods/services minus the expenses.

a)

net income

b)

payroll tax

c)

profit

d)

needs

9.

The act of taking money out of an account.

a)

lending

b)

borrowing

c)

deposit

d)

withdrawal

10.

An account that money is stored and accessed safely.

a)

Checking account

b)

Robucks

c)

Savings account

d)

Credit card

11.

Costs that change month to month; costs that can be manipulated to be more or less.

a)

producer

b)

savings plan

c)

variable expenses

d)

fixed expenses

12.

Why is understanding finances important as a fourth grader this year?

a)

because I want to LOSE ALL OF MY MONEY

b)

because understanding finances is a life skill I will need as an adult

c)

Ms. Mengisteab just likes to overwhelm me :(

d)

WHO EVEN KNOWS!