wayground logo

Free Printable Worksheets

Font size

S
M
L
XL
Worksheets

Investing and Finance

Total questions: 83

Worksheet time: 7mins

Name
Class
Date
1.

Rising interest rates push stock prices

a)

up

b)

down

2.

When the Fed lowers interest rates, the money supply

a)

increases

b)

decreases

3.

When the Fed lowers interest rates it signals investors to

a)

buy stocks

b)

sell stocks

4.

The housing industry represents more than

a)

25% of total investment

b)

5% of total investment

c)

10% of total investment

d)

20% of total investment

5.

Number of Industrial Stocks in S&P 500

a)

400

b)

500

c)

40

d)

300

e)

250

6.

Number of Utility Stocks in S&P 500

a)

400

b)

150

c)

40

d)

100

e)

20

7.

Number of Financial Stocks in S&P 500

a)

400

b)

150

c)

40

d)

100

e)

20

8.

Number of Transportation Stocks in S&P 500

a)

400

b)

150

c)

40

d)

100

e)

20

9.

Number of Corporations in NASDAQ

a)

500

b)

2000

c)

3200

d)

5700

e)

4400

10.

NASDAQ was first launched in

a)

1971

b)

1990

c)

1945

d)

1935

e)

1954

11.

Stocks that perform best during Bear Markets

a)

Value

b)

Defensive

c)

Cyclical

d)

Penny

e)

Income

12.

Stocks that perform best during Bull Markets

a)

Value

b)

Defensive

c)

Cyclical

d)

Growth

e)

Income

13.

Stocks that are strongly tied to the Business Cycle

a)

Value

b)

Defensive

c)

Cyclical

d)

Growth

e)

Income

14.

Shrinking dividends may indicate

a)

plans for expansion

b)

trouble ahead

15.

It’s a good idea to start your investing career by looking at companies with at least

a)

5 million shares outstanding

b)

50 million shares outstanding

c)

25 million shares outstanding

d)

1 million shares outstanding

e)

100 million shares outstanding

16.

High-yield Bonds

a)

Mortgage-Backed Securities

b)

Municipal

c)

Corporate

d)

Junk

e)

Treasury Securities

17.

Good hedges against interest-rate fluctuations

a)

Mortgage-Backed Securities

b)

Municipal

c)

Corporate

d)

Junk

e)

Treasury Securities

18.

Bonds priced in multiples of 5k

a)

Mortgage-Backed Securities

b)

Municipal

c)

Corporate

d)

Junk

e)

Treasury Securities

19.

Bonds priced in multiples of either 1k or 5k

a)

Mortgage-Backed Securities

b)

Municipal

c)

Corporate

d)

Junk

e)

Treasury Securities

20.

Pay higher yields than other bonds

a)

Mortgage-Backed Securities

b)

Municipal

c)

Corporate

d)

Junk

e)

Treasury Securities

21.

Bond taxable at both Federal and State level

a)

Mortgage-Backed Securities

b)

Municipal

c)

Corporate

d)

Junk

e)

Treasury Securities

22.

Buy bonds when interest rates are

a)

high

b)

low

23.

Good bond rating

a)

AAA

b)

AA

c)

BBB

d)

BB

e)

B

24.

Decent bond rating

a)

AAA

b)

AA

c)

BBB

d)

BB

e)

B

25.

Retirement plan for government workers

a)

457 plan

b)

IRA

c)

Roth IRA

d)

401(k)

e)

HSA

26.

Contribution cap for IRA's

a)

5.5k

b)

5k

c)

4k

d)

4.5k

e)

10k

27.

You can't take out any money until you're 59 ½

a)

457 plan

b)

IRA

c)

Roth IRA

d)

401(k)

e)

HSA

28.

Income made from the sale of property and other assets

a)

Long-Term Capital Gains

b)

Earned Income

c)

Passive Income

d)

Investment income

e)

Ordinary Income

29.

Income from your pension plan, 401(k), registered retirement savings, etc.

a)

Long-Term Capital Gains

b)

Earned Income

c)

Passive Income

d)

Investment income

e)

Ordinary Income

30.

Income from dividends, rents, and business.

a)

Long-Term Capital Gains

b)

Earned Income

c)

Passive Income

d)

Investment income

e)

Ordinary Income

31.

Income from a paycheck.

a)

Long-Term Capital Gains

b)

Earned Income

c)

Passive Income

d)

Investment income

e)

Ordinary Income

32.

Income from capital gains, interest, and dividends.

a)

Long-Term Capital Gains

b)

Earned Income

c)

Passive Income

d)

Investment income

e)

Ordinary Income

33.

Taxed at the highest rate possible

a)

Long-Term Capital Gains

b)

Earned Income

c)

Passive Income

d)

Investment income

e)

Ordinary Income

34.

Tax credits are essentially a financial

a)

reward

b)

penalty

35.

A reward for increasing the population of the country

a)

Family Credits

b)

Education Credits

c)

Working-Poor Credits

d)

Charity Credits

e)

Investment Tax Credits

36.

Help you offset the cost of tuition

a)

Family Credits

b)

Education Credits

c)

Working-Poor Credits

d)

Charity Credits

e)

Investment Tax Credits

37.

Include the earned income credits and credits for helping the working poor

a)

Family Credits

b)

Education Credits

c)

Working-Poor Credits

d)

Charity Credits

e)

Investment Tax Credits

38.

The biggest tax credits of all

a)

Family Credits

b)

Education Credits

c)

Working-Poor Credits

d)

Charity Credits

e)

Investment Tax Credits

39.

Wages and incomes above about $129k are

a)

Only subject to income taxes and Medicare taxes

b)

Only subject to Social Security and Medicare taxes

c)

Only subject to income taxes

d)

Only subject to Social Security Taxes

e)

Subject to Social Security, Medicare, and income taxes

40.

For your primary business, you want to be taxed as

a)

S Corporation

b)

C Corporation

c)

LLC

d)

LP

41.

Use this to own assets you want to transfer to your children

a)

S Corporation

b)

C Corporation

c)

LLC

d)

LP

42.

If you plan on buying and selling real estate quickly, use

a)

S Corporation

b)

C Corporation

c)

LLC

d)

LP

43.

Taxed as partnerships

a)

S Corporation

b)

C Corporation

c)

LLC

d)

LP

44.

Use to own your real estate investment properties

a)

S Corporation

b)

C Corporation

c)

LLC

d)

LP

45.

The best type of corporation to protect your business and investment assets from lawsuits

a)

S Corporation

b)

C Corporation

c)

LLC

d)

LP

46.

The maximum amount of your monthly income that you should spend on rent or mortgage payments

a)

30%

b)

50%

c)

25%

d)

10%

e)

60%

47.

The minimum amount of your monthly income that you should save each month

a)

15%

b)

10%

c)

20%

d)

30%

e)

5%

48.

Number of companies in the DOW index

a)

30

b)

100

c)

500

d)

25

e)

50

49.

Index based on the 500 largest US companies traded on the NYSE

a)

S&P 500

b)

DOW Industrial

c)

CRSP

d)

MSCI

e)

Wilshire

50.

Index based on the 30 largest US companies traded on the NYSE

a)

S&P 500

b)

DOW Industrial

c)

CRSP

d)

MSCI

e)

Wilshire

51.

Index that represents nearly 100% of the US stock market

a)

S&P 500

b)

DOW Industrial

c)

CRSP

d)

MSCI

e)

Wilshire

52.

Index of stocks based on emerging economies

a)

S&P 500

b)

DOW Industrial

c)

CRSP

d)

MSCI

e)

Wilshire

53.

Recommended stock to bond to cash ratio

a)

50% stocks, 30% bonds, 20% cash

b)

70% stocks, 30% bonds, 0% cash

c)

50% stocks, 50% bonds, 0% cash

d)

40% stocks, 40% bonds, 20% cash

e)

80% stocks, 10% bonds, 10% cash

54.

Money in this type of account grows tax-free for life

a)

457 plan

b)

IRA

c)

Roth IRA

d)

401(k)

e)

HSA

55.

You can withdraw the money you've contributed at any time without paying the 10% penalty

a)

457 plan

b)

IRA

c)

Roth IRA

d)

401(k)

e)

HSA

56.

Lenders like to see a debt-to-income ratio that doesn't exceed

a)

36%

b)

27%

c)

18%

d)

10%

e)

50%

57.

You'll be required to buy Private Mortgage Insurance (PMI), if you make a down payment of less than

a)

20%

b)

10%

c)

15%

d)

5%

e)

25%

58.

Loan that allows you to make a down payment of as little as 3.5%

a)

FHA

b)

Fannie Mae

c)

CRA

d)

USDA

e)

PMI

59.

Loan that allows you to make a down payment of as little as 3%

a)

FHA

b)

Fannie Mae

c)

CRA

d)

USDA

e)

PMI

60.

No income limits for borrowers

a)

FHA

b)

Fannie Mae

c)

CRA

d)

USDA

e)

PMI

61.

Loan amounts are capped at $625,500

a)

FHA

b)

Fannie Mae

c)

CRA

d)

USDA

e)

PMI

62.

Created by Congress to help low-income people buy homes

a)

FHA

b)

Fannie Mae

c)

CRA

d)

USDA

e)

PMI

63.

Loan for people who want to live in a rural area

a)

FHA

b)

Fannie Mae

c)

CRA

d)

USDA

e)

PMI

64.

The typical commission for a realtor

a)

3% home price

b)

6% home price

c)

2% home price

d)

5% home price

65.

The amount of your earned income that goes to paying Social Security taxes

a)

6.2%

b)

7.65%

c)

5.8%

d)

15.3%

e)

1.45%

66.

The amount of your income that goes to paying Social Security and Medicare taxes if you're self-employed

a)

6.2%

b)

7.65%

c)

5.8%

d)

15.3%

e)

1.45%

67.

The amount that your employer contributes to Social Security and Medicare

a)

6.2%

b)

7.65%

c)

5.8%

d)

15.3%

e)

1.45%

68.

The amount of your income that goes to Medicare taxes

a)

6.2%

b)

7.65%

c)

5.8%

d)

15.3%

e)

1.45%

69.

The amount of your income that goes to Social Security and Medicare taxes

a)

6.2%

b)

7.65%

c)

5.8%

d)

15.3%

e)

1.45%

70.

You like won't have to pay long-term capital gains taxes if your tax bracket is

a)

15% or lower

b)

10% or lower

c)

28% or lower

d)

33% or lower

e)

35% or lower

71.

Form that shows your gross wages and the amount of tax withheld from your paycheck over the past year

a)

W-2

b)

1099

c)

4868

d)

1040

e)

W-9

72.

A U.S. citizen or resident files this form to request an automatic extension of time to file a U.S. individual income tax return

a)

W-2

b)

1099

c)

4868

d)

1040

e)

W-9

73.

Form from your bank/mutual fund that lists the interest, dividends, and capital gains you earned during the year

a)

W-2

b)

1099

c)

4868

d)

1040

e)

W-9

74.

Used to request a taxpayer identification number

a)

W-2

b)

1099

c)

4868

d)

1040

e)

W-9

75.

Calculates the total taxable income of the taxpayer and determines how much is to be paid or refunded by the government

a)

W-2

b)

1099

c)

4868

d)

1040

e)

W-9

76.

You can do your taxes for free at irs.gov/freefile if your income is

a)

$64k or less

b)

$75k or less

c)

$53k or less

d)

$47k or less

e)

$38k or less

77.

If you're single and have no children, you are allowed

a)

one personal exemption

b)

two personal exemptions

c)

no personal exemptions

78.

To encourage people to buy homes, the government allows taxpayers to deduct

a)

the interest paid on their mortgages

b)

the principal paid on their mortgages

c)

the interest and principal paid on their mortgages

79.

Regarding student loans, you can deduct

a)

the interest payments

b)

the principal payments

c)

the interest and principal payments

80.

These reduce your taxable income

a)

Tax Deductions

b)

Tax Credits

81.

Reductions in the tax you owe

a)

Tax Deductions

b)

Tax Credits

82.

Shows how much interest and principal you paid on your mortgage

a)

1095

b)

1099

c)

4868

d)

1040

e)

1098

83.

Shows that you and your family had health insurance during that year

a)

1095

b)

1099

c)

4868

d)

1040

e)

1098