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Worksheets

Personal Finances & Economics

Total questions: 18

Worksheet time: 13mins

Name
Class
Date
1.
Fur-Fari Dog Groomers bathes dogs. When the dog groomer buys shampoo, what role does he have in the economic system?
a)
Producers
b)
Productive 
c)
Consumers
d)
Comparative 
2.
There are different types of taxes, such as income tax and sales tax. What is tax?
a)
Money collected by the government
b)
A plan for using money
c)
A car that carries passengers for money
d)
The buying and selling of products 
3.
Which are usually built by the government with tax money?
a)
Factories
b)
Barber shops
c)
Roads
d)
Grocery stores
4.
Which of the following buildings would MOST LIKELY be paid for by tax money?
a)
Bakery
b)
Gas station
c)
Shopping mall 
d)
Elementary school
5.
Why do members of a community have to pay taxes?
a)
To pay for services provided by the government
b)
So that people do not have to pay for their family's groceries
c)
To pay for everything people want
d)
So that people can buy a new car
6.

What are some examples of Human Resources?

a)

Oil, water, plants

b)

chef, teacher, construction worker

c)

Machines, tools, buildings

d)

Producers, consumers, taxes

7.

Which one lists examples of Natural Resources?

a)
Producers, consumers, taxes
b)
Machines, tools, buildings
c)
Oil, water, plants
d)
Skills, knowledge, labor
8.
Mr. James bakes bread for his bakery. He buys his flour, eggs, sugar, and yeast from a manufacturing company. He uses these items to make his baked goods by mixing them in his mixers and placing the items in ovens. Which answer is an example of capital resources in the paragraph?
a)
Bread
b)
Mixers and ovens 
c)
Baker
d)
Flour, eggs, sugar, and yeast
9.
A factory makes 100 cars a day. The factory owner is having trouble selling the cars. What does the factory owner decide to do to help sell more cars?
a)
To raise the price of the car
b)
To build bigger cars
c)
To lower the price of the car
d)
To shut down the factory 
10.

What are examples of natural resources?

a)

water

b)

trees

c)

soil

d)

all of the above

11.

How are capital resources used?

a)

they are used to create another good or service.

b)

they are not used by everyone

c)

they take too much work

d)

they are only used for capital cities

12.

Which of the following correctly describes an entrepreneur?

a)

Ashley babysits her little brother while her parents go to the movies.

b)

Miley mows the lawn every weekend because it is one of her chores.

c)

Daisy gets a job at the mall so she can earn money for a new skateboard.

d)

Kiara starts a car-washing business and hires her closest friends.

13.

Sophia loaded her truck with vegetables from her garden to sell at a local market. Which of the following BEST describes Jenny's truck?

a)

land resource

b)

capital resource

c)

natural resource

d)

human resource

14.

Which answer choice best completes the boxes.

a)

Vanessa makes bows, Gianna buys them.

b)

Citlaly saves her money, Rosmery spends her money.

c)

Joel buys furniture, Javier makes the furniture

d)

David earns an allowance, Juan works for an income

15.

Georgia grows cotton, but California does not. California grows a lot of watermelon, but Georgia does not. Which of the following describes an example of voluntary exchange?

a)

the two states consume each other's resources

b)

the two states trade natural resources with each other

c)

the two states donate their resources to each other

d)

the two states tax the resources to make more money

16.

Why do countries create currency?

a)

so people can become rich and wealthy

b)

so people can trade labor for goods and services

c)

so people can pay taxes to the government

d)

so people can buy goods and services

17.

Charlie needs to study for his social studies. However, Alexander, Steven, and Emanuel texted him to meet at the pool. If Charlie goes with his friends, which of the following is an opportunity cost?

a)

Charlie's friends won't go with him

b)

Charlie's friends will get mad if he doesn't come

c)

Charlie's score on his test

d)

Charlie will do well on the test

18.

Elizabeth has been saving up for a new bike. She has enough money to buy it, but her old bike still works just fine. What is Elizabeth's opportunity cost if she decides to go ahead and buy the new bike?

a)

Elizabeth will have a new bike

b)

Elizabeth will have two bikes

c)

Elizabeth will have more money than she did before buying her new bike

d)

Elizabeth will have a smaller savings