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Financial Literacy

Total questions: 16

Worksheet time: 3hrs 40mins

Name
Class
Date
1.

What is credit?

a)

Is your reputation around finances

b)

Money you borrow from someone else

c)

The interest paid on a loan

d)

Cash you have in your pocket

2.

What can hurt your credit?

a)

Not paying your debts back on time

b)

Never having had a loan

c)

Having no credit history

d)

All of the above

3.

For which item would someone MOST LIKELY need to save money in order to

purchase?

a)

a new shirt

b)

a new washing machine

c)

a hair dryer

d)

a video game

4.

A budget is a list of

a)

income and expenses

b)

things to buy

c)

how much to save

d)

needs and wants

5.

20 stickers cost $2. How much does each sticker cost?

a)

$.20

b)

$.10

c)

$.05

d)

$.01

6.

The store was selling 4 chocolate bars for $4.00. How much would one chocolate bar cost?

a)

$1.00 per bar

b)

$2.00 per bar

c)

$0.50 per bar

d)

$0.25 per bar

7.

List three (3) methods of payment.

4 lines
8.

Which of the following is NOT a type of taxes we pay in Canada

a)

Sales tax

b)

Property tax

c)

Reputation tax

d)

Income tax

9.

Name two (2) MUNICIPAL services.

(Things that towns and cities pay for with tax money).

4 lines
10.

Name one (1) PROVINCIAL service.

(Things that provinces pay for with tax money).

4 lines
11.

Name one service the FEDERAL government provides.

(Things that the Canadian government pays for with tax money).

4 lines
12.

Which is the better value?

a)

25 pencils for $5

b)

16 pencils for $4

13.

Which is the better value?

a)

30 chocolate bars for $12

b)

25 chocolate bars for $8

14.

Name one (1) CON of CREDIT CARDS as a method of payment.

4 lines
15.

Name one (1) PRO of CREDIT CARDS as a method of payment.

4 lines
16.

We talked about CHEQUES as a method of payment.

Do you think cheques are still important to use today? Explain your thinking. (At least three sentences).

4 lines