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Barclays Week 1 Review

Total questions: 16

Worksheet time: 12mins

Name
Class
Date
1.

This ____ is calculated by adding the balance at the end of each day then dividing the total by the number of days in the billing number of days in the billing Cycle.

a)

Annual Percentage Rate(APR)

b)

Average Daily Balance (ADB)

c)

Variable Rate

d)

Prime Rate

2.

The Barclay's ___________is based on the prime + the spread

a)

Annual Percentage Rate(APR)

b)

Average Daily Balance (ADB)

c)

Variable Rate

d)

Prime Rate

3.

This another word for advising the cardmember of what you are about to do.

a)

Signposting

b)

Disclosure

c)

Hold

d)

Education

4.

Where in CCD can you see if the card has been activated?

a)

Financial Information

b)

Contact Information

c)

General Information

d)

Personal Information

5.

What are the 3 potential responses sent to the merchant any time a purchase is attempted?

a)

Approve,Decline,Refer

b)

Approve, Push,Done

c)

Done,Charged,Decline

d)

Consider,Noted,Acknowledge

6.

On this day any activity from the previous billing cycle is reported to the credit bureau, an interest accrued in the previous billing cycle is applied to the account , and the statement is generated.

a)

Due date

b)

Bill

c)

Statement

d)

The Cycle Date

7.

On what tab in CCD can you see locate the fee for a cash advance ?

a)

Terms tab

b)

Account Tab

c)

Tools Tab

d)

Rewards tab

8.

What are the 4 pieces of information we can use to verify an account?

a)

Primary Phone Number

b)

Primary Full Name

c)

Primary Last 4 of SSN

d)

Primary DOB

e)

Primary MMN/Pasword

9.

If you have determined your cardmember's payment that they made to Barclay's has been incorrectly applied to their account or is missing, What workflow would you use for assistance?

a)

Available Credit workflow

b)

Payment Workflow

c)

Payment Inquiry Workflow

d)

Lost or stolen Worklfow

10.

The card members can make a payment to Barclay's using which 4 methods?

a)

Mail

b)

IVR

c)

Over the phone

d)

Online

e)

Bank

11.

The cut-off time for same day payments over the phone is?

a)

8PM WST

b)

8PM PST

c)

7PM EST

d)

7AM EST

12.

If any available credit hold will be released on Saturday, When will the funds be available for use?

a)

Sunday

b)

Monday

c)

Tuesday

d)

Wednesday

13.

How do we apply a cardmember's payment?

a)

Minimum applied fees & interest first, Followed by balances at the lowest APR on your account. Anything above the minimum is applied to the highest Interest rate first.

b)

Minminmum applied fees & interest first, Followed by balances at the lowest APR on your account. Anything above the minimum is applied to the highest Interest rate first.

c)

Minimum applied fees & interest first, ad we don't know. Anything above the minimum is applied to the highest Interest rate first.

d)

None of the above

14.

In what section of the information tab can you see if the account is past due?

a)

Personal information.

b)

Contact information.

c)

Financial information

d)

Genera Information

15.

What are the barclay's 5 values?

a)

R-espect

I-ntegrity

S-ervice

E-xcellence

S-tewardship

b)

R-espect

I-ntegrity

S-tand

E-xcellence

S-tewardship

c)

R-espect

I-nitiative

S-ervice

E-xcellence

S-tewardship

d)

R-espect

I-ntegrity

S-ervice

E-xpertise

S-tewardship

16.

Name 3 of our airline partners?

a)

American Airlines

b)

Carnival

c)

Hawaiian Airlines

d)

Lufthansa