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Dave Ramsey Financial Frenzy

Total questions: 10

Worksheet time: 2mins

Name
Class
Date
1.

In America, ______% of people say they're burdened by consumer debt.

a)

50%

b)

72%

c)

90%

d)

33%

2.

Personal finance is 80% ____________ and 20% ___________.

a)

behavior, head knowledge

b)

budgeting, spending

c)

head knowledge, behavior

d)

saving, spending

3.

Debt is a normal way to live and it is inevitable to have debt at some point in your life.

a)

False

b)

True

4.

One of Anthony O'Neal's three financial principles suggested are:

a)

Live, laugh, and love

b)

Save as much as you can

c)

Live on less than you make

d)

Never get a credit card

5.

Assets are what you ______, and liabilities are what you _______.

a)

give, take

b)

own, owe

c)

spend, save

d)

owe, own

6.

Net worth is ____________

a)

anything that is owned by an individual

b)

the money you bring home after taxes

c)

value of the liabilities a person or corporation owns, minus the assets they owe

d)

value of the assets a person or corporation owns, minus the liabilities they owe

7.

The Five Foundations:

a)

Include using debt for big purchases

b)

are too hard to follow

c)

are an action plan for your personal finance

d)

Teach you how to build a house

8.

The Five Foundations are:

1) Save a $500 Emergency Fund

2) Get out and stay out of debt

3)Pay cash for your car

4) Pay cash for college

5) __________________________?

a)

Build wealth and give

b)

Retire early

c)

Pay someone else's debt off

d)

Build wealth and be selfish

9.

We all have _____ personalities; We can be spenders, savers, or a little bit of both

a)

different

b)

strange

c)

financial

d)

money

10.

As a single young adult, ______ must remain a priority.

a)

managing your money

b)

saving

c)

being cool

d)

not caring about your money