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Consumer Mathematics: Savings & Investment, Credit & Debt

Total questions: 15

Worksheet time: 8mins

Name
Class
Date
1.

Which of the following is a common way of saving in a bank?

a)

shares

b)

unit trust

c)

fixed deposit

d)

real estate

2.

Which of the following is not a characteristic of current account?

a)

can make payments using cheque

b)

subjected to service charges

c)

low interest rate

d)

can enjoy an overdraft facility

3.

Interest that is calculated based on the original principal and also the accumulated interest from the previous period of savings.

a)

simple interest

b)

compound interest

c)

combined interest

d)

consumer interest

4.

How much interest is earned if RM 5500 is deposited in a bank with an interest rate of 2.5% per annum after 4 years?

[I = Prt]

a)

RM 550

b)

RM 137.50

c)

RM 13 750

d)

RM 55 000

5.

Which of these have the highest interest rate?

a)

Saving Account

b)

Current Account

c)

Fixed Deposit Account

6.

One type of the investment is.....

a)

saving account

b)

cheque

c)

real estate

d)

ATM

7.

Rajesh bought 500 units of unit trusts.

a)

Investment

b)

Saving

8.

What is debt?

a)

Money that is spent

b)

Money that is owed because of borrowing

c)

Money that you lend to others

9.

Credit means you ________now and ________ it back later.

a)

Borrow, Pay

b)

Pay, Borrow

c)

Pay, Pay

10.

What is the best way to manage credit and debt?

a)

use rewards

b)

spend now worry later

c)

Make big purchases

d)

set goals and budget

11.

There are some common ways of saving in the bank except

a)

Saving account

b)

Fixed deposit account

c)

Shares

d)

Current account

12.

The types of investment except

a)

Shares

b)

Unit Trust

c)

Real estates

d)

Saving account

13.
The least amount that must be paid on a credit card each month is
a)
Minimum Payment
b)
Late Fee
c)
Credit Limit
d)
money time
14.
Paying credit card payments on time is
a)
positive
b)
negative
c)
silly
d)
a waste of energy
15.

Choose the answer saving or investment.

Syamil bought 2000 units of Syarikat Bakti shares.

a)

Saving

b)

Investment