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WorksheetsP2P Lending
Total questions: 10
Worksheet time: 9mins
What is the difference between crowdfunding and investment in fintech?
Crowdfunding gives return, investment does not.
Investment is low in risk, crowdfunding is high.
Crowdfunding gives no return, investment does.
Investment provides full information, crowdfunding does not.
P2P platform is included under which Fintech?
Digital money
Crowdfunding
Payment
Investment
P2P lending platform is like an e-marketplace, they match lender (investor) with (a) ?
As a lender, why we'd rather put our money in P2P platform instead of a saving account in a bank?
Lower interest rate
No collateral
Fixed monthly income
Monthly administration fee
Borrowing money from the bank might actually be more attractive, as it..
Provide lower interest rate
Provide higher interest rate
Require no collateral
Lack of regulation
Which are the reasons why P2P is trending in Indonesia? (choose min. 2 answers)
High internet coverage
No collateral
High unbanked and unbanked rate
High risk, high return
In choosing a P2P platform, should we consider it's...
OJK regulated
Higher TKB total
Collateral provided
Low in transparency
Which is not the reason why SMEs chooses P2P lending platform?
No collateral
Very liquid
High interest rate
As required
Convenience
Lenders expect borrowers to complete the payment on time, because if it is completed EARLIER than the agreed time, the lender will have..
The collateral due to no payment
Higher interest amount received
Lower interest amount received
Stable monthly income
Making sure that our platform has the OJK logo is our first step, but remember, OJK does NOT...
Regulate
Monitor
Guarantee
Gives penalty
