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10 - Money and Credit

Total questions: 20

Worksheet time: 10mins

Name
Class
Date
1.

Banks provide a higher rate of interest on which of the following accounts?

a)

Saving account

b)

Fixed account for long period of time

c)

Current account

d)

Fixed account for short period of time

2.

What percentage of deposits are kept as cash by the commercial banks in India?

a)

25%

b)

20%

c)

15%

d)

10%

3.

What is Statutory Liquidity Reserve?

a)

Statutory Liquidity Reserve is a certain percentage of the total deposits that must be kept with the commercial bank.

b)

Statutory Liquidity Reserve is a certain percentage of the total bank deposits must be kept with the Central Bank of the country (RBI)

4.

An agreement in which the lender supplies the borrower with money, goods or services in return for the promise of future payment refers to;

a)

Debt

b)

Deposit

c)

Credit

d)

Collateral

5.

The modern forms of money include ____________ and ____________ .

a)

Currency notes; gold -silver coins

b)

Coins; currency notes

6.

A ____________ is the apex institution of monetary system of a country.

a)

Central Bank

b)

State Bank

c)

Grameen Bank

7.

Currency (coins and notes) is a ____________ which cannot be refused in payment for transactions.

a)

Legal tender

b)

Illegal tender

8.

_______________________is an asset that the borrower owns and uses as a guarantee until the loan is repaid to the lender.

a)

Currency

b)

Collateral

c)

Credit Card

9.

A situation in which more persons are employed on a job than are optimally required is:

a)

Seasonal unemployment

b)

Cyclical unemployment

c)

Disguised unemployment

10.

The service sector includes activities such as:

a)

agriculture, dairy, fishing and forestry

b)

making sugar, jaggery and bricks

c)

transport, communication and banking

11.

Which of the following examples does not fall under unorganised sector?

a)

A farmer irrigating his field.

b)

A daily wage labourer working for a contractor.

c)

A doctor in a hospital treating a patient.

d)

A handloom weaver working on a loom in her house.

12.
When a person wants to sell exactly what the other person wants to buy. This situation is known as
a)
Barter System
b)
Double coincidence of wants
c)
Trading
d)
None of these
13.
Which one is an example of Informal Source of Credit
a)
Banks
b)
Cooperative Societies
c)
Money Lender
d)
All of these
14.
Which authority regulate and overlook the credit sysetm and economic activites in India
a)
NSSO
b)
CBI
c)
Finance Minister
d)
RBI
15.
Which one is an example of Informal Source of Credit
a)
Banks
b)
Cooperative Societies
c)
Money Lender
d)
All of these
16.
What is the form of money in medieval period?
a)
Cowries
b)
Paper Notes
c)
Metallic Coins
d)
Barter System
17.
What is the form of money in medieval period?
a)
Cowries
b)
Paper Notes
c)
Metallic Coins
d)
Barter System
18.
What is the form of money in medieval period?
a)
Cowries
b)
Paper Notes
c)
Metallic Coins
d)
Barter System
19.

A (a)   is the apex institution of monetary system of a country.

20.

How many languages are seen on an Indian Currency note?

a)

15

b)

18

c)

17

d)

16