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Worksheets

Financial literacy level

Total questions: 6

Worksheet time: 8mins

Name
Class
Date
1.

Suppose you had $100 in a savings account and the interest rate(palūkanų norma) was 2% per year. After 5 years, how much do you think you would have in the account if you left the money to grow?

a)

More than $102

b)

Exactly $102

c)

Less than $102

d)

Don’t know

2.

Imagine that the interest rate(palūkanų norma) on your savings account was 1% per year and inflation was 2% per year. After 1 year, how much would you be able to buy with the money in this account?

a)

More than today

b)

Exactly the same

c)

Less than today

d)

Don’t know

3.

If interest rates(palūkanų normos) rise, what will typically happen to bond(obligacija) prices?

a)

They will rise

b)

They will fall

c)

They will stay the same

d)

There is no relationship between bond prices and the interest rate

e)

Don’t know

4.

A 15-year mortgage typically requires higher monthly payments than a 30-year mortgage, but the total interest(palūkanos) paid over the life of the loan will be less.

a)

True

b)

False

c)

Don’t know

5.

Buying a single company’s stock(akcija) usually...

a)

...provides not as safe return as stock mutual fund(akcijų investicinis fondas).

b)

...provides a safer return than a stock mutual fund(akcijų investicinis fondas).

c)

Don’t know

6.

Results of previous years of investment instrument...

a)

...does not reflect expected future returns.

b)

...reflects expected future returns.

c)

Don’t know