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WorksheetsUnit 12- Personal Finance and Career Opportunities
Total questions: 25
Worksheet time: 13mins
Name
Class
Date
1.
Career planning starts with--
a)
self assessment
b)
job training
c)
interviews
d)
volunteering
2.
When Amy met with her high school guidance counselor to discuss career planning, the counselor's first step was to have Amy do a self-assessment. A self-assessment includes –
a)
Household information
b)
A teacher evaluation
c)
Preparing a budget
d)
Looking at your interest and talents
3.
When selecting a career Drew should take into account all of the following EXCEPT —
a)
his own talents
b)
what his friends are doing
c)
things he is interetsed in
d)
his goals and aspirations
4.
Which one of these is most important to having a successful career?
a)
A good intellect
b)
A strong work ethic
c)
a flexible schedule
d)
a good personality
5.
An individual's work ethic includes their-
a)
attitudes and behaviors
b)
interest and skills
c)
supply and demand
d)
education and income
6.
Jerry often stops working throughout the day and stares out the window daydreaming. Jerry does not mind that he often misses deadlines, creating more work for his co-workers. Jerry's attitudes and behaviors towards his work are an example of Jerry's poor —
a)
work ethic
b)
computer skills
c)
education
d)
self esteem
7.
Which answer choice best describes a person with a strong work ethic?
a)
Anthony often calls in sick on days when he thinks he will have to work really hard.
b)
Cindy arrives late to work and only works when the supervisor is watching.
c)
Teresa arrives early to work plus looks forward to doing her job and helping others.
d)
Eddie rushes to get to work on time and avoids assignments where he has to take responsibility.
8.
Which one of these does NOT influence job income?
a)
Education level
b)
Skill level
c)
supply and demand
d)
Government Regulation
9.
Higher skill levels and education will most likely lead to —
a)
fewer jobs
b)
higher income
c)
lower income
d)
increased supply
10.
Bill and Ted graduated from high school together. Ted went to college, but Bill went to work right after high school. In the future, Ted is more likely to-
a)
buy a car
b)
quit his job
c)
earn a higher salary
d)
complete a self-assessment
11.
Sasha has just been laid-off after working 20 years at a manufacturing company. Sasha discovers she lacks the skills and education for most available jobs today. What should Sasha do?
a)
She should apply for jobs she may not be qualified for and hope potential employers will see
b)
She should take classes that will help her acquire the education and skills she needs.
c)
She should go on vacation to Hawaii.
d)
She should sell her home and move back in with her parents.
12.
Which of the following is NOT part of an individual’s human capital?
a)
Education and Knowledge
b)
Skills and Experience
c)
House and Automobile
d)
Health, Talent, and Training
13.
Which of the following is NOT a potential result of individuals investing in their human capital through education?
a)
They produce more
b)
They earn more
c)
They produce less and earn less
d)
They choose satisfying careers
14.
Employee Wanted: Knowledge in Microsoft, Exel and Word Must have a Working EMAIL!! According to the advertisement, today's employers want individuals who —
a)
keep pace with technological changes
b)
Speak a foreign language
c)
earn higher levels of education
d)
save and invest money wisely
15.
Technological advancements have led to all of the following EXCEPT —
a)
less education is being required for today's workforce
b)
creation of new jobs in the workplace
c)
competition from foreign workers
d)
opportunities to work for companies based in other countries
16.
Strong work ethic, computer literacy, Positive Attitude. What is the best title for this list?
a)
Characteristics That Employers Seek
b)
National Requirements for All Jobs
c)
Personal Training Courses Offered by the Federal Government
d)
Outdated Skills Due to Technological
e)
Advancements
17.
Technological advancements in the workplace have led to —
a)
The creation of new jobs
b)
a decrease in supply and demand
c)
a decrease in education requirements
d)
an inscrease in the cost of production
18.
Which one of the following is NOT being fiscally responsible?
a)
Making careful spending decisions and sticking to a budget.
b)
Saving and investing for the future
c)
Skipping payments on credit card bills
d)
Having insurance that covers your health, home, car, and family
19.
Miguel has been working full-time for two years. He gets a paycheck of $2000 per month and his bills total $1700. Miguel spends the leftover money on entertainment. If Miguel wants to purchase a home in three years, what fiscal responsibility should Miguel consider?
a)
Saving for the future
b)
Having insurance
c)
Keeping a budget
d)
Using Credit Wisely
20.
Jennifer has a part-time job working as a waitress at a restaurant. When she gets sick, she does not like going to the doctor because it is expensive. What fiscal responsibility is Jennifer most likely neglecting?
a)
Saving for the future
b)
Having insurance
c)
Keeping a budget
d)
Using Credit Wisely
21.
Mike bought an iPad from a local store. When the iPad stopped working, Mike remembered he had a warranty for the product. How will the warranty help Mike?
a)
It will show the purchase price of the iPad.
b)
It will explain how to use the iPad
c)
The store will repair or replace the iPad
d)
The store can sell another iPad to Mike
22.
Fly Discount Airlines. Lowest Prices or Your Money Back. Which term best describes the message on this poster?
a)
Insurance
b)
Deposit
c)
Investment
d)
Guarantee
23.
Jenna asked Wes to make a coffee table for her. Wes agreed, and worked on it for six weeks. When Wes was finished, Jenna changed her mind and refused to pay for the table. What should Wes have done?
a)
Made sure his family knew that Jenna wanted the table.
b)
Told Jenna he did not want to make a coffee table.
c)
Taken Jenna‘s car until she agreed to pay for the table
d)
Asked Jenna to sign a written contract for the table
24.
“Shortage of Mechanics Could Mean a Longer Wait for Car Repairs” However, a local vocational school is planning to give scholarships to help meet the high demand for mechanics. Potential graduates could make high salaries due to the low supply of mechanics currently in the job market.
a)
Supply and demand can influence job income and career opportunities.
b)
Maintaining your car is important if you do not want to be out of work.
c)
Vocational education is the only way to get a good job.
d)
There is a surplus of mechanics in Virginia.
25.
What conclusion can you draw from the table above
a)
Income increases as the level of education increases
b)
There is no connection between income and education
c)
As income increases education decreases
d)
As education decreases income increases
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