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Choosing a Bank

Total questions: 16

Worksheet time: 13mins

Name
Class
Date
1.

It is easier to get a loan if you __________.

a)

Maintain a bank account.

b)

Pay cash for everything.

c)

Ask really nicely.

d)

Already have debt.

2.

ATM stands for ________.

a)

Automated Teller Machine

b)

Awesome Teller

Money

c)

Assistant Transfer Machine

d)

Always Talking Mookie

3.

Many banks charge _______ or money for some services.

a)

Fees

b)

Rewards

c)

Fines

d)

Interest

4.

Phishing is _________.

a)

A scam designed to get your password.

b)

The same as fishing.

c)

A fun new dance.

d)

A show on TLC.

5.

The higher your _________ the faster your money will grow.

a)

interest rate

b)

service fee

c)

ATM

d)

phish

6.

We keep our money in a bank to__________.

a)

Keep it safe.

b)

Spend it easily.

c)

Make it inaccessible.

d)

Be fashionable.

7.
A common financial service used by many consumers.  They can help to manage money and make paying bills more convenient.
a)
Reconciling
b)
Check
c)
Checking Account
d)
PIN
8.
Used to withdraw cash or make deposits.
a)
Debit card
b)
PIN
c)
ATM
d)
Check register
9.
Debit cards require using this to access the account to perform transactions.
a)
ATM
b)
PIN
c)
Check register
d)
Checking account
10.
Money put into an account.
a)
Deposit
b)
Withdraw
11.

Caiden earned $475 from mowing lawns last summer. He deposited this money in an account that pays a simple interest rate of 3.8%. What will be the amount of interest earned after 15 years?

a)

$3182.50

b)

$270.75

c)

$2707.50

d)

$745.75

12.

Emily’s parents put $1500 in her bank account for college tuition at a simple interest rate of 8.25%. What will be the balance after 18 years?

a)

$22,275

b)

$2227.50

c)

$12,375

d)

$3727.50

13.

Mark took out a loan for $25,690 to purchase a new truck at a simple interest rate of 5.2%. How much interest will he pay on his truck after 5 years?

a)

$6,679.40

b)

$32,369.40

c)

$66,794

d)

$679.40

14.

Olivia would like to buy some new furniture for her home. She decides to buy the furniture on credit with 9.5% simple interest. If she spent $7400 on furniture, how much will she have paid in total after 8 years?

a)

$5624

b)

$13,024

c)

$56,240

d)

$1302.40

15.

Kennedy won $3,000 from a radio contest. If she puts this money in a bank account that earns 2.9% simple interest, how much will she have in total in her account at the end of 10 years?

a)

$8700

b)

$38,700

c)

$870

d)

$3,870

16.

Riley invested $1,000 in a savings account. If the account earns 6.75% simple interest, what is the balance in her account after 15 years?

a)

$1,012.50

b)

$10,012.50

c)

$2,012.50

d)

$201.25