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Worksheets

Personal Finance

Total questions: 20

Worksheet time: 2hrs 32mins

Name
Class
Date
1.

How often should you review your monthly home budget?

a)

Daily

b)

Every Two Years

c)

Monthly

2.

What is the First Principle of Finance?

a)

Make Your Money Work For You

b)

Spend Less Than You Earn

c)

Protect Your Money

3.

What is the Second Principle of Finance?

a)

Make Your Money Work For You

b)

Spend Less Than You Earn

c)

Protect Your Money

4.

What is the Third Principle of Finance?

a)

Spend Less than You Earn

b)

Make Your Money Work For You

c)

Protect Your Money

5.

Choose all the following POSSIBLE influencers on Social Media. (Choose all that apply)

a)

Fitness

b)

Food

c)

Money

d)

Music

6.

Portions of Money taken out of a paycheck (Gross Pay) before you receive your money (Net Pay) are called _________.

(Examples: Taxes, Retirement, Health Insurance, FICA)

a)

Interest

b)

Payments

c)

Deductions

d)

Tax Refund

7.

According to the Pain of Paying YouTube video, which method of paying feels worse?

a)

Credit Card

b)

Cash

c)

Spare Change

d)

Check

8.

In the Paradox of Value EdPuzzle, which values are being compared directly before the first question?

a)

Face Value and Use Value

b)

Use Value and Monetary Value

c)

Exchange Value and Use Value

d)

Exchange Value and Sentimental Value

9.

Using this Pay Stub, which value shows the total "current deductions" of the taxpayer?

a)

$315.21

b)

$284.79

c)

$2563.11

d)

$334.80

10.

Name two types of Ownership Investments mentioned in the Personal Finance unit?

a)

Certificate of Deposit and Bonds

b)

Bonds and Dividends

c)

Stocks and Gains

d)

Real Estate and Stocks

11.

What can be found on a W-2? (Check all that apply)

a)

Social Security Number

b)

Employer's Name and Address

c)

Your Name and Address

d)

Tax Year

e)

Wages

12.

Which of the following are reasons to open a Checking Account? (Check all that apply)

a)

It’s a way to keep your money safe

b)

Paying bills is a breeze

c)

Member-specific benefits

13.

How much money does Kal Penn recommend you save each month?

a)

15%

b)

20%

c)

25%

d)

As Much As You Can

14.

According to this image, how much money would you have to invest each month to be a millionaire when you retire if you began at age 30?

a)

$700

b)

$3421

c)

$360

d)

$990

15.

During the Savings assignment, how much is recommended to have in an Emergency Fund?

a)

3 - 6 Months of Expenses

b)

4 - 7 Months of Expenses

c)

12 Months of Expenses

d)

Grandma's Phone Number

16.

Debit card purchases come out of your checking account, not savings account.

a)

True

b)

False

17.

Match the definition to its term:

____________ is money lent to a borrower or put into an investment.

a)

Savings

b)

Principal

c)

Term

d)

Credit

18.

Match the definition to its term:

__________ is a type of loan based on certain conditions and a time frame.

a)

Debit

b)

Interest

c)

Calendar

d)

Term

19.

Match the term to its definition:

_________ is the price you pay to borrow money or the cost you charge to lend money.

a)

Interest

b)

Mortgage

c)

Insurance

d)

Credit

20.

In which of the following ways can you NOT pay your taxes?

a)

Bank Account

b)

Debit Card

c)

Digital Wallet

d)

Airline Miles