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SIE Debt Quiz

Total questions: 12

Worksheet time: 20mins

Name
Class
Date
1.

An individual in a 35% tax bracket owns shares in a municipal bond fund that yields 4%. What yield would he need from a corporate bond fund to have the same after-tax return?

a)

4%

b)

5%

c)

6%

d)

11%

2.

An investor is in the 28% tax bracket. What interest rate would the investor have to receive on a Municipal Bond to have the same income as on a Corporate bond yielding 8.33%

a)

5.5%

b)

6%

c)

11.6%

d)

10.4%

3.

An investor living on a fixed income has $10,000 to invest. His investment objectives are safety of principal and capital appreciation. Which of the following would be the most suitable investment?

a)

common stock in a growth company

b)

A convertible bond, rated grade A or better

c)

U.S. Savings bonds

d)

Money Market fund

4.

Which of the following would represent a quote for a railroad bond?

a)

106 1/2

b)

106 16/32

c)

106.50

d)

106.15

5.

An investor buys two bonds: a 7.5% bond and a 8.5% bond, maturing in 2030, and at a 6.00 basis. The rice of both of the bonds moves to 90.5. Which bond is likely to have the most price appreciation?

a)

The 7.5% bond

b)

The 8.5% bond

c)

Both will appreciate by the same amount.

d)

Neither, because the market price decreased

6.

Interest from which of the following bonds is exempt from Federal Tax

a)

Corporate Bonds

b)

Municipal Bonds

c)

U.S. Government bonds

d)

Government Agency Bonds

7.

Collateral Mortgage Obligations are collateralized by all of the following EXCEPT:

a)

Conventional Issuers

b)

FHA mortgages

c)

Fannie Maes

d)

Sally Maes

8.

Which of the following statements regarding Collateralized Debt Obligations (CDOs) is correct?

a)

CDO are divided into tranches, generally based on risk

b)

CDO are backed only by mortgages

c)

CDO are considered equity securities

d)

CDO are unsecured debt obligations

9.

If a customer believes that interest rates will decline substantially, she should invest in

a)

a 1yr Certificate of Deposit @ 10%

b)

a long term variable rate Corporate Bond yielding 12 1/2%

c)

a long term Corporate Bond with a coupon rate of 10%, callable in 3 years @ par, at a 9% basis.

d)

a long term Corporate Bond with a coupon rate of 10% at a a 12% basis, non callable

10.

Which of the following would be the effect on a collateralized mortgage obligation (CMO) if interest rates declined?

a)

Lengthen the average life of the CMO by 10 years or more

b)

Decrease the market price of the CMO

c)

Lengthen the average life of the CMO by 5 years or more

d)

Shorten the average life of the CMO

11.

If a corporation is in liquidation, the holder of a subordinated debenture would be paid at what time?

a)

Before bank loans and before general creditors

b)

Before bank loans and after general creditors

c)

After bank loans and before general creditors

d)

After bank loans and after general creditors

12.

Which of the following information regarding a zero-coupon bond would NOT be included when calculating the amount of accretion?

a)

The maturity date

b)

The dated date of the bond

c)

The purchase date

d)

The current market value of the bond