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PERSONAL FINANCE WORKSHOP - SPEAKER 2

Total questions: 10

Worksheet time: 4mins

Name
Class
Date
1.

What is Saving?

a)

Buying asset that has potential to increase in value over time

b)

Putting aside money that does not

spend now for a future purchase

2.

The risk and return for savings is low and minimal.

a)

True

b)

False

3.

Investing is an activity of buying an asset that has the potential to increase the value over time.

a)

False

b)

True

4.

What is the time horizon for investing?

a)

Long-term

b)

Short-term

5.

Investment can be made with as low as RM100 in Unit trust, Digital Investment Manager, Cryptocurrencies, and Gold.

a)

True

b)

False

6.

The lower the risk of investment, the higher the return of investment.

a)

False

b)

True

7.

What are the risk of investment? Please select 3 risk of investment from the answers.

a)

Market Risk

b)

Debt Risk

c)

Currency

Risk

d)

Specific Security Risk

8.

"Successful investing is about managing risk, not avoiding it."

a)

True

b)

False

9.

What are the strategies of managing investment risk?

I Know your risk tolerance

II Know the risk

III Diversification

IV Invest in the long-term

a)

I, III, and IV

b)

I and III

c)

I, II, III, and IV

d)

I,III, and IV

10.

Exchange-traded funds (ETFs) are regulated by .....

a)

Federation of Investment Managers Malaysia

b)

Securities Commission

Malaysia