Free Printable 房屋贷款知识 Property Bank Loan Knowledge

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Worksheets

房屋贷款知识 Property Bank Loan Knowledge

Total questions: 6

Worksheet time: 3mins

Name

Class

Date

1.

Property Loan 有分几种？

a)

1

b)

2

c)

3

d)

4

2.

Loan 的利息高低，取决于什么因素？

a)

Types of loan and Types of property

b)

Loan Period and Amount

c)

Buyer Credit (信用评分)

d)

All Above 以上皆是

3.

以下哪个【不是】Loan被银行Reject 的原因?

a)

买家是网卖老板

b)

Monthly income 不达标

c)

Document 不够齐全

d)

没有准时还PTPTN

4.

银行会因为贷款者的职业和工作性质而决定Loan Amount

a)

会

b)

不会

5.

Debt Servicing Ratio 怎么算？

a)

每月总债务 Monthly Commitment/ 每月净收入 Monthly Net Income

b)

每月总债务 Monthly Commitment x 每月净收入 Monthly Net Income

c)

每月净收入 Monthly Net Income x 30%

d)

每月净收入 Monthly Net Income/ 每月总债务 Monthly Commitment

6.

Loan 的利息高低，取决于什么因素？

a)

Types of loan and Types of property

b)

Loan Period and Amount

c)

Buyer Credit (信用评分)

d)

All Above 以上皆是

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