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WorksheetsDisability Insurance/ NU
Total questions: 15
Worksheet time: 4hrs 45mins
What is long-term disability insurance?
there is a short waiting period, up to only 14 days, but the maximum benefit period is only up to two years.
there is a longer waiting period before you get your benefits, which could be several months, but the benefit period can be from a few years to the rest of your life.
Just regular disability insurance
None of the above
What is short-term disability insurance?
here is a short waiting period, up to only 14 days, but the maximum benefit period is only up to two years.
None of the above
there is a longer waiting period before you get your benefits, which could be several months, but the benefit period can be from a few years to the rest of your life.
There is no waiting period for short-term Disability Insurance
What is disability Insurance?
Insurance offered only if you get disabled outside the workplace
Insurance that is offered only if you are hurt at the workplace.
insurance that is offered by the workplace in case of disability on or off the job.
All of the above
How much does disability insurance cost on average a month?
1,000
385
Between 100 and 1,000
between 200 and 2,500
What are the two main available options for Disability insurance?
expensive and inexpensive
long term and short term
none of the above
good and bad
Who manages disability insurance?
Your friends
The employer
Social Security
Your parents
How often do you pay for disability insurance?
weekly
monthly
annually
semi-annually
Who should have disability insurance?
any employee
an employer
none of the above
a hobo
Disability insurance is offered to...
people that do not pay taxes
anyone who pay taxes
everyone
all of the above
What can you lose if you do not have disability insurance?
Money, your car, or your house
just money
none of the above
nothing
What is a disability?
a physical or mental condition that limits a person's movements, senses, or activities.
a wheelchair
nothing
if you get a small scratch
What is the maximum benefit period for short term disability insurance?
5 years
up to 10 years
the rest of your life
up to two years
What is the benefit period for long term disability insurance?
from a few years to the rest of your life
10 years
none of the above
5 years
Why do you lose money when you have a disability without insurance for it?
You get robbed more
you don't lose money
You are unable to work and make money
What are the two Protection Features of Disability Insurance?
Non cancelable and guaranteed renewable.
Guaranteed renewal and insurance
Guaranteed renewal
Non cancelable
