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Worksheets

Budgeting

Total questions: 15

Worksheet time: 10mins

Name
Class
Date
1.

to spend money or time on an asset, with the hopes that it will increase in value over time

a)

invest

b)

balanced budget

c)

withholdings

d)

discretionary

2.

expenses that are optional

a)

invest

b)

balanced budget

c)

withholdings

d)

discretionary

3.

amounts removed from gross income to pay for taxes and other expenses

a)

invest

b)

balanced budget

c)

withholdings

d)

discretionary

4.

a budget in which the amount spent is less than or equal to the amount taken in

a)

invest

b)

balanced budget

c)

withholdings

d)

discretionary

5.

A budget is a (a)   for distributing your income.

6.

Creating a (a)   : • makes accidental overspending less likely. • can make you more conscious of your money’s value. • can reduce your chances of falling into debt .* you'll feel less stressed and happier

7.

_____ income is the amount earned before deductions.

a)

Gross

b)

Net

c)

Insurance

d)

Deductions

8.

_____income is the amount received after deductions.

a)

Gross

b)

Net

c)

Insurance

d)

Deductions

9.

Gross Income − _________ = Net Income

a)

Gross

b)

Net

c)

Insurance

d)

Deductions

10.

Income Tax, Payroll Tax, Insurance and benefit expenses, and savings deductions are all examples of (a)   on your paystub.

Choose from the below words
withholdings
Net
Insurance
expenses
11.

Achieving personal financial satisfaction starts with setting financial (a)   , both long-term and short-term.

12.

Making rent or mortgage payments • Paying for transportation are examples of (choose 2)

a)

Mandatory

b)

Discretionary

c)

Fixed

d)

Variable

13.

• Going out to dinner • Purchasing movies or music are examples of (choose 2)

a)

Mandatory

b)

Discretionary

c)

Fixed

d)

Variable

14.

Planning for ______ is number 1 on the priority list for your budget.

a)

essentials

b)

security

c)

goals

d)

lifestyle

e)

discretionary

15.

Planning for ______ is number 3 on the priority list for your budget.

a)

essentials

b)

security

c)

goals

d)

lifestyle

e)

discretionary