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Financial Literacy

Total questions: 20

Worksheet time: 18mins

Name
Class
Date
1.

The money you earn before taxes and other deductions is called...

a)
Salary
b)
Net income
c)
Gross income
d)
Wages
2.

Money taken from your income before you are paid is called...

a)
Commission
b)
Retainer
c)
Deductions
d)
Rate
3.
The amount of money you actually receive after the deductions are taken from your gross income.
a)
Net income
b)
Deductions
c)
Wages
d)
Tax
4.

This is money paid out of your income to the Government to help the country run. 

a)
Fees
b)
Wages
c)

Taxes

d)
Salary
5.
A word to describe yearly.
a)
annual
b)
monthly
c)
half-yearly
d)
fornightly
6.

People create and keep a personal budget to help them _____.

a)

set and reach financial goals

b)

apply for loan

c)

buy anything they want

d)

earn promotions at work

7.

Which of the following are considered variable expenses? (Choose ALL that apply.)

a)

Magazine subscription

b)

Electricity

c)

Insurance coverage

d)

Clothing

e)

Recreation and vacation

8.

Which of the following are considered fixed expenses? (Choose ALL that apply.)

a)

Cable subscription

b)

Electricity

c)

Insurance coverage

d)

Rent

e)

Medical fees

9.

Which of the following are considered WANTs? (Choose ALL that apply.)

a)

Concert tickets

b)

Water

c)

A new pair of shoes

d)

Rent

e)

Medical fees

10.

Which of the following are considered NEEDs? (Choose ALL that apply.)

a)

Airpods

b)

Water

c)

A new pair of shoes

d)

Food

e)

Playstation 5

11.

"Pay yourself first" means to assign a portion of your income for your personal savings.

a)

True

b)

False

12.

Two things you must know to create a budget are...

a)

your income and your expenses

b)

your fixed & variable expenses

c)

Your needs and your wants

d)

how to work the computer software

13.

A budget is ___________.

a)

a list of what to buy at a store

b)

a plan for managing your money.

c)

the things you shouldn't do

d)

a way to save money each month

14.

The goal of a budget is _________________.

a)

to spend more than you make

b)

to spend less than you make

15.

Another name for net income is...

a)

Take-Home Pay

b)

My money now

c)

Annual Income

d)

Monthly Income

16.

Medicare is ....

a)

payments for medical bill

b)

a tax that helps pay medical bills for the elderly and disabled

c)

A free type of hospital

d)

a way to get free medical insurance

17.

The tax that helps pay for the elderly and disabled to have a steady income is called....

a)

FICA

b)

MEDICARE

c)

SOCIAL SECURITY

d)

OBAMA CARE

18.

List at least two ways you can make a charitable contribution.

4 lines
19.

Why do you think having good credit is important?

4 lines
20.

What is one financial goal you have right now?

4 lines