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Financial Literacy Vocab

Total questions: 19

Worksheet time: 10mins

Name
Class
Date
1.

Income Tax

a)

A portion of one's personal income paid to a government.

b)

Benefits for most Americans who are retired, sick, or too disabled to work, and to families of workers who have died.

c)

A fee received or paid for the use of money

d)

To commit money to gain a profit.

2.

Social Security

a)

To automatically save a specified amount from a paycheck for future use.

b)

Benefits for most Americans who are retired, sick, or too disabled to work, and to families of workers who have died.

c)

A fee received or paid for the use of money.

d)

A collection of stocks or bonds of various corporations.

3.

Medicare

a)

To automatically save a specified amount from a paycheck for future use.

b)

To commit money to gain a profit.

c)

An IOU issued by an organization exchange for a loan from an investor that will be repaid with interest.

d)

Health coverage for almost all Americans age 65 and over.

4.

Bond

a)

A collection of stocks or bonds of various corporations.

b)

An IOU issued by an organization exchange for a loan from an investor that will be repaid with interest.

c)

A fee received or paid for the use of money.

d)

To automatically save a specified amount from a paycheck for future use.

5.

Interest

a)

Money paid out of pocket before insurance covers the remaining costs.

b)

To automatically save a specified amount from a paycheck for future use.

c)

A contract that outlines coverage plans and protects a person against financial loss or damage.

d)

A fee received or paid for the use of money.

6.

Invest

a)

To commit money to gain a profit.

b)

A collection of stocks or bonds of various corporations.

c)

To automatically save a specified amount from a paycheck for future use.

d)

The amount of money originally invested.

7.

Pay Yourself First (PYF)

a)

A card authorizing the holder to buy goods and services that can be paid for later.

b)

To automatically save a specified amount from a paycheck for future use.

c)

A contract that outlines coverage plans and protects a person against financial loss or damage.

d)

A collection of stocks or bonds of various corporations.

8.

Mutual Fund

a)

A record of a person's financial information

b)

A collection of stocks or bonds of various corporations.

c)

Money available to spend on goods and services that are not essential

d)

Making a purchase based on an immediate want or due to the pressure of advertising

9.

Principal

a)

A card authorizing the holder to buy goods and services that can be paid for later.

b)

A contract that outlines coverage plans and protects a person against financial loss or damage.

c)

The amount of money originally invested.

d)

Money paid out of pocket before insurance covers the remaining costs.

10.

Stock

a)

A contract that outlines coverage plans and protects a person against financial loss or damage.

b)

A card authorizing the holder to buy goods and services that can be paid for later.

c)

A share of a corporation sold to the public.

d)

Money paid out of pocket before insurance covers the remaining costs.

11.

Deductible/Co-Pay

a)

An IOU issued by an organization exchange for a loan from an investor that will be repaid with interest.

b)

Money paid out of pocket before insurance covers the remaining costs.

c)

To automatically save a specified amount from a paycheck for future use.

d)

A contract that outlines coverage plans and protects a person against financial loss or damage.

12.

Insurance Policy

a)

A record of income and spending and a plan for managing money

b)

A card authorizing the holder to buy goods and services that can be paid for later.

c)

Money available to spend on goods and services that are not essential

d)

A contract that outlines coverage plans and protects a person against financial loss or damage.

13.

Credit Card

a)

Money paid out of pocket before insurance covers the remaining costs.

b)

A card that looks like a credit card but operates like cash; money is immediately subtracted from the cardholder's bank account

c)

A record of a person's financial information

d)

A card authorizing the holder to buy goods and services that can be paid for later.

14.

Debit Card

a)

A card that looks like a credit card but operates like cash; money is immediately subtracted from the cardholder's bank account

b)

A card authorizing the holder to buy goods and services that can be paid for later.

c)

Making a purchase based on an immediate want or due to the pressure of advertising

d)

A record of a person's financial information

15.

Credit Report

a)

A standardized measurement of the potential to repay a debt

b)

A record of income and spending and a plan for managing money

c)

Money available to spend on goods and services that are not essential

d)

A record of a person's financial information

16.

Credit Score

a)

A share of a corporation sold to the public.

b)

Money paid out of pocket before insurance covers the remaining costs.

c)

A standardized measurement of the potential to repay a debt

d)

Making a purchase based on an immediate want or due to the pressure of advertising

17.

Impulse Buying

a)

Making a purchase based on an immediate want or due to the pressure of advertising

b)

A contract that outlines coverage plans and protects a person against financial loss or damage.

c)

The amount of money originally invested.

d)

To automatically save a specified amount from a paycheck for future use.

18.

Budget

a)

A standardized measurement of the potential to repay a debt

b)

A card that looks like a credit card but operates like cash; money is immediately subtracted from the cardholder's bank account

c)

A record of income and spending and a plan for managing money

19.

Discretionary Income

a)

A standardized measurement of the potential to repay a debt

b)

A record of income and spending and a plan for managing money

c)

Money available to spend on goods and services that are not essential

d)

A record of a person's financial information