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Math8 Compound Interest

Total questions: 12

Worksheet time: 47mins

Name
Class
Date
1.
The Arnold's took out a loan for $195,000 to purchase a home. At 4.3% interest rate compounded annually, how much will they have paid after 30 years?
a)
$412,749.79
b)
$529.305.61
c)
$689,546.99
d)
$640,891.53
2.
Jay'den earned $475 from mowing lawns last summer. He deposited this money in an account that pays an interest rate of 3.8% compounded annually. What will be his balance after 15 year?
a)
$827.52
b)
$831.10
c)
$839.45
d)
$846.80
3.

The compound interest formula is:

A = P(1 + r)t


What does the A represent?

a)

The amount of interest earned.

b)

The amount of time that has passed.

c)

The total amount of money after a certain amount of time.

d)

The amount required to invest.

4.

If $1,000 is invested at 16% interest, compounded annually, for five years, what is the ending balance?

a)

$1,225,54

b)

$2,100.34

c)

$22,255.40

d)

$225.54

5.

Find the total amount of interest added the account to the nearest cent if the interest is compounded annually.

$2750 at 8% for 2 years

a)

$207.60

b)

$457.60

c)

$440.00

6.

Your 3 year investment of $20,000 received 5.2% interest compounded annually. What is your final balance?

a)

$23,285.05

b)

$3,285.05

c)

$2,385

d)

$32,285

7.

Your $440 gets 5.8% interest compounded annually for 8 years. What will your $440 be worth in 8 years?

a)

$250.78

b)

$690.78

c)

$1,130

d)

$940.78

8.

You invested $1,900 at 4% interest compounded annually for 3 years. How much interest did you earn in 3 years?

a)

$2,372.40

b)

$237.24

c)

$2,137.24

d)

$3,197.60

9.

1. Suppose you deposit $250 in a new savings account paying an annual yield of 3% compound interest. If the account is left alone, how much money will be in the account at the end of 5 years?

a)

$289.82

b)

$250.00

c)

$275.00

d)

$287.50

10.

How do you find the interest earned in a compound interest situation?

a)

The formula gives you the interest.

(A = Interest)

b)

You add the principal to the value from the formula.

(A + P)

c)

You subtract the principal off of the value from the formula.

(A - P)

d)

You multiply the principal with the value from the formula.

(A*P)

11.

You graduate from college and manage to save $15,000 after your first year of work. You are now 23 years old. You decide to put that into a savings account that has an annual compound interest of 6.5%. How much money will you have in your account when you are 33 years old?

a)

$119,847

b)

$975.00

c)

$24,750.00

d)

$28,157.10

12.

Which type of interest would be preferred for a car loan due to lower added interest amounts?

a)

Simple Interest

b)

Compound Interest

c)

Both types are the same.