Danielle applied for a position with the FBI. She has the right to know that they viewed her credit history while checking her background. This right is granted by which act?

Jason lost his credit card while on a recent trip. Which act will limit his liability?

Tammy obtained a loan with an interest rate of 39.99% from a bank. Which law did this financial institution violate?

VISA increased Jimmy’s interest rate from 10.99% to 15.99% without notifying him of this change in writing. Which law did VISA violate?

Kristin obtained a loan from a bank, but she never received a statement telling her repayment terms and the annual percentage rate. Which law did this financial institution violate?

Bart has no chance of getting out of debt and needs to liquidate all his belongings to pay creditors. Bart should file for which type of bankruptcy?

Catherine has $175,000 in an account at Bank of America. Which act protects her account if the bank fails?

Janet stole money from several different checking accounts. She had to pay a $5,000 fine and spent five years in prison. Janet violated which act?

Jan’s landlord threatens to report unsubstantiated debts on her credit. What law protects Jan against this concern?

Michelle obtained a letter from Nordstrom stating that her credit application had been approved. Michelle can spend up to $15,000 and the annual interest rate is 15.99%. Nordstrom followed which law?

What is the purpose of bankruptcy laws?

Vince is being threatened by his credit card company after falling behind in his payments. What law protects him against this concern?

Mark’s credit report indicates non-payment of a credit card bill. Mark wants to correct this error. Which act was passed by Congress to assist Mark in correcting this dispute?

Craig returned a recently purchased stereo to Electronic Warehouse for a full refund. Last week Craig’s credit card bill still showed a charge for the purchase. What law could help Craig correct this error?

Chris received his Visa statement in the mail. He now understands how long it will take to pay off the balance if he only makes the minimum payment. Visa is complying with which act?