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FoF Midterm Review

Total questions: 28

Worksheet time: 5hrs 40mins

Name
Class
Date
1.

IBM has decided that they wish to issue stock to fund a new project. When the stock is issued it will be sold on the:

a)

NYSE

b)

NASDAQ

c)

Primary Market

d)

Secondary Market

2.

Cash flows in different periods should not be compared unless:

a)

Interest rates are expected to remain stable

b)

The cash flows occur no more than one year from each other

c)

High rates of interest can be earned on the cash flows

d)

The cash flows have been discounted to a common date

3.

Suppose your father has just retired and has a retirement nest egg currently worth $1,000,000. If he plans to take out $101,853 at the end of each of the next 20 years beginning one year from today so that his nest egg is worth nothing after making the 20th withdrawal, what interest rate must his nest egg earn?

a)

8%

b)

10%

c)

12%

d)

14%

4.

You need to accumulate $25,000 in 10 years. How much will you have to invest right now if your rate of return is 6% compounded semi-annually?

a)

11,409

b)

11,579

c)

13,842

d)

13,960

5.

All other factors held constant, present value _______ as the number of discounting periods per year increases, and an increase in the number of compounding periods per year ________ the future value.

a)

increases, increases

b)

increases, decreases

c)

decreases, increases

d)

decreases, decreases

6.

What is the present value of a perpetuity which will pay $1,000 per year beginning one year from now if the appropriate interest rate is 7%?

a)

11,111

b)

12,500

c)

14,286

d)

16,650

7.

15 years ago you purchased a stock for $20. The current price for the stock is $72.85. Assuming no dividends, what growth rate did the stock experience?

a)

9%

b)

10%

c)

11%

d)

12%

8.

You are to receive $10,000 per year for the next 47 years. If the appropriate discount rate is 10%, what is the present value of this set of cash flows?

a)

$78,157.53

b)

$82,928.22

c)

$92,457.32

d)

$98,866.18

9.

You have decided to start saving for your retirement. You feel starting at the end of this year you will be able to save $2,000 a year for 10 years and $5,000 a year for the next 15 years after that. When you have finished with this period you will still have 10 years left until you retire. Before you retire you feel that you will earn 10% interest per year. After you retire you will become more conservative and will only earn 7%. If you want to withdraw from your account for 25 years, how much will you be able to withdraw each year so nothing is left at the end?

a)

60000

b)

65000

c)

70000

d)

75000

10.

What is the beta of a risk-free security?

a)

0

b)

1

c)

0.5

d)

Cannot be determined

11.

Which of the following is not an assumption for the CAPM model?

a)

Investors have homogeneous expectations regarding the volatilities, correlation, and expected returns of securities.

b)

 Investors have homogeneous risk adverse preferences toward taking on risk.

c)

Investors hold only efficient portfolios of traded securities, that is portfolios that yield the maximum expected return for the given level of volatility.

d)

Investors can buy and sell all securities at competitive market prices without incurring taxes or transactions cost and can borrow and lend at the risk-free interest rate.

12.

A treasury bills has a face value of 100, the bond is currently trading at:

a)

A discount

b)

Its face value

c)

A premium

d)

Depends on the coupon payment

13.

Which of the following statement is false regarding municipal bonds:

a)

They are generally riskier than treasury bonds

b)

They are issued by state or local governments

c)

They are exempted from capital gains tax

d)

They are exempted from federal income tax

14.

During the liquidation process, which group will be paid last:

a)

Employees

b)

Debt Holders

c)

Stockholders

d)

Tax

15.

A stock currently has a bid price of $55.50 and an ask price of $55.52, what is the bid-ask spread?

a)

0.2

b)

0.02

c)

Depends if it is a limit order or market order

d)

Cannot be determined

16.

A stock currently has a bid price of $55.50 and an ask price of $55.52, what is the lowest price someone can buy this stock with a market order?

a)

$55.50

b)

$55.52

17.

What are the portfolio weights for a portfolio that has 160 shares of Stock A that sell for $90 per share and 170 shares of Stock B that sell for $112 per share?

a)

Wa = 40%, Wb = 60%

b)

Wa = 43%, Wb = 57%

c)

Wa = 46%, Wb = 54%

d)

Wa = 49%, Wb = 52%

18.

You own a portfolio that is 31 percent invested in Stock X, 46 percent in Stock Y, and 23 percent in Stock Z. The expected returns on these three stocks are 11 percent, 14 percent, and 16 percent, respectively. What is the expected return on the portfolio?

a)

11.5%

b)

12%

c)

13%

d)

13.5%

19.

Yvette holds a $10,000 portfolio that consists of four stocks. Her investment in each stock, as well as each stock's beta, is listed in the following table:

Suppose all stocks in Yvette's portfolio were equally weighted. Which of these stocks would contribute the least market risk to the portfolio?

a)

Tobotics Inc.

b)

Andalusian Limited

c)

Makissi Corp.

d)

Three Waters Co.

20.

Portfolio B has a Sharpe ratio of 0.8 and a return of 6%. The risk-premium is currently 8% and the market portfolio has an expected return of 10% with a standard deviation of 7%. What percentage of Portfolio B’s total variance can be diversified away.

a)

We need to be given the Beta to calculate

b)

Around 30%

c)

Around 50%

d)

Around 70%

21.

You buy stock C at a price of $10 which has just paid a dividend of $1. At year 2, the stock paid a dividend of $2 and then you sell it for $13 dollar. What is the annual holding period return of this stock?

a)

22%

b)

26%

c)

50%

d)

60%

22.

A portfolio with a standard deviation of 0% cannot contain any risky asset.

a)

True

b)

False

23.

You get no diversification benefit if the covariance between two assets is equal to 0.

a)

True

b)

False

24.

If you wish to accumulate $140,000 in 13 years, how much must you deposit today in an account that pays an annual interest rate of 14%?

a)

21,490

b)

23,490

c)

25,490

d)

27,490

25.

How many years will it take for $197,000 to grow to be $554,000 if it is invested in an account with a quoted annual interest rate of 8% with monthly compounding of interest?

a)

12 years

b)

13 years

c)

14 years

d)

15 years

26.

You are planning for retirement 34 years from now. You plan to invest $4,200 per year for the first 7 years, $6,900 per year for the next 11 years, and $14,500 per year for the following 16 years (assume all cash flows occur at the end of each year). If you believe you will earn an effective annual rate of return of 9.7%, what will your retirement investment be worth 34 years from now?

a)

1.54 million

b)

1.68 million

c)

1.96 milion

d)

2.12 million

27.

According to CAPM, what are two components that affects a portfolio’s return?

a)

Idiosyncratic risk and market risk

b)

Market risk and time value of money

c)

Investor’s risk preference and time value of money

d)

Alpha and Beta

28.

The last 5 years, the return of stock X is 90%, 10%, 20%, 30%, and -90%, what is the average return of stock X?

a)

-20%

b)

20%

c)

12%

d)

-12%