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WorksheetsMoney Confident Kids Test
Total questions: 47
Worksheet time: 24mins
401(k) or 403(b)
An investment plan companies offer to save for retirement. Money is taxed when withdrawn, not invested.
A personal investment plan to save for retirement. Money is taxed when invested, not withdrawn.
A place to put your money as in a bank, credit union or other financial instution.
Money given to a person on a regular basis.
Roth IRA
An investment plan companies offer to save for retirement. Money is taxed when withdrawn, not invested.
A personal investment plan to save for retirement. Money is taxed when invested, not withdrawn.
A place to put your money as in a bank, credit union or other financial instution.
Money given to a person on a regular basis.
Account
An investment plan companies offer to save for retirement. Money is taxed when withdrawn, not invested.
A personal investment plan to save for retirement. Money is taxed when invested, not withdrawn.
A place to put your money as in a bank, credit union or other financial instution.
Money given to a person on a regular basis.
Allowance
An investment plan companies offer to save for retirement. Money is taxed when withdrawn, not invested.
A personal investment plan to save for retirement. Money is taxed when invested, not withdrawn.
A place to put your money as in a bank, credit union or other financial instution.
Money given to a person on a regular basis.
Asset
Anything that has financial value.
How your money is divided among stocks, bonds, short-term investments, and other assets.
An asset issued by a company or government. A loan to the organization.
A plan of how much money a person or business can spend, and how it will be spent.
Asset Allocation
Anything that has financial value.
How your money is divided among stocks, bonds, short-term investments, and other assets.
An asset issued by a company or government. A loan to the organization.
A plan of how much money a person or business can spend, and how it will be spent.
Bond
Anything that has financial value.
How your money is divided among stocks, bonds, short-term investments, and other assets.
An asset issued by a company or government. A loan to the organization.
A plan of how much money a person or business can spend, and how it will be spent.
Budget
Anything that has financial value.
How your money is divided among stocks, bonds, short-term investments, and other assets.
An asset issued by a company or government. A loan to the organization.
A plan of how much money a person or business can spend, and how it will be spent.
Credit Card
Allows you to purchase things now and pay later. High interest rates are charged on purchases.
Measures the probability you will pay a debt. Lower ratings means you will need to pay higher interest rates.
Money you owe.
Money put into your account.
Credit Rating
Allows you to purchase things now and pay later. High interest rates are charged on purchases.
Measures the probability you will pay a debt. Lower ratings means you will need to pay higher interest rates.
Money you owe.
Money put into your account.
Debt
Allows you to purchase things now and pay later. High interest rates are charged on purchases.
Measures the probability you will pay a debt. Lower ratings means you will need to pay higher interest rates.
Money you owe.
Money put into your account.
Deposit
Allows you to purchase things now and pay later. High interest rates are charged on purchases.
Measures the probability you will pay a debt. Lower ratings means you will need to pay higher interest rates.
Money you owe.
Money put into your account.
Diversification
Having lots of different kinds of investments.
Partial payment made at the time you make a purchase.
Amount of money you pay for purchases such as food clothing rent and other bills.
Deciding on the most important goals for your future and how you can achieve them.
Down Payment
Having lots of different kinds of investments.
Partial payment made at the time you make a purchase.
Amount of money you pay for purchases such as food clothing rent and other bills.
Deciding on the most important goals for your future and how you can achieve them.
Expenses
Having lots of different kinds of investments.
Partial payment made at the time you make a purchase.
Amount of money you pay for purchases such as food clothing rent and other bills.
Deciding on the most important goals for your future and how you can achieve them.
Financial Planning
Having lots of different kinds of investments.
Partial payment made at the time you make a purchase.
Amount of money you pay for purchases such as food clothing rent and other bills.
Deciding on the most important goals for your future and how you can achieve them.
Income
Money regularly received from your job or investments.
Group of companies that produce similar products or services.
General increase in the price of goods and services.
Helps protect you by paying your for losses due to fire, theft or injury.
Industry Sector
Money regularly received from your job or investments.
Group of companies that produce similar products or services.
General increase in the price of goods and services.
Helps protect you by paying your for losses due to fire, theft or injury.
Inflation
Money regularly received from your job or investments.
Group of companies that produce similar products or services.
General increase in the price of goods and services.
Helps protect you by paying your for losses due to fire, theft or injury.
Insurance
Money regularly received from your job or investments.
Group of companies that produce similar products or services.
General increase in the price of goods and services.
Helps protect you by paying your for losses due to fire, theft or injury.
Interest Earned
Money paid to account holder as a percent of deposit.
Money paid in addition to the principal borrowed as a percent borrowed.
Putting money into assets to reach your financial goals.
Anything you buy in hopes that it will increase in value.
Interest Paid
Money paid to account holder as a percent of deposit.
Money paid in addition to the principal borrowed as a percent borrowed.
Putting money into assets to reach your financial goals.
Anything you buy in hopes that it will increase in value.
Invest
Money paid to account holder as a percent of deposit.
Money paid in addition to the principal borrowed as a percent borrowed.
Putting money into assets to reach your financial goals.
Anything you buy in hopes that it will increase in value.
Investment
Money paid to account holder as a percent of deposit.
Money paid in addition to the principal borrowed as a percent borrowed.
Putting money into assets to reach your financial goals.
Anything you buy in hopes that it will increase in value.
Loan
Money borrowed that needs to be paid back with interest.
Something you don't need.
Collection of many different stocks, bonds and short term investments.
Basic things necessary to live or do your job.
Luxury
Money borrowed that needs to be paid back with interest.
Something you don't need.
Collection of many different stocks, bonds and short term investments.
Basic things necessary to live or do your job.
Mutual Fund
Money borrowed that needs to be paid back with interest.
Something you don't need.
Collection of many different stocks, bonds and short term investments.
Basic things necessary to live or do your job.
Needs
Money borrowed that needs to be paid back with interest.
Something you don't need.
Collection of many different stocks, bonds and short term investments.
Basic things necessary to live or do your job.
Index Fund
Money borrowed that needs to be paid back with interest.
Collection of different stocks combined to perform the same as a major indecies.
Collection of many different stocks, bonds and short term investments.
Basic things necessary to live or do your job.
Target Date Fund
Collection of different stocks bonds, and cash, balanced over time to decrease risk near maturity.
Collection of different stocks combined to perform the same as a major indices.
Collection of many different stocks, bonds and short term investments.
Basic things necessary to live or do your job.
Portfolio
A group of investments you own. It should be diversified.
Period in life after you stop working.
Gain or loss from an investment.
Likelihood of losing money on an investment.
Retirement
A group of investments you own. It should be diversified.
Period in life after you stop working.
Gain or loss from an investment.
Likelihood of losing money on an investment.
Return
A group of investments you own. It should be diversified.
Period in life after you stop working.
Gain or loss from an investment.
Likelihood of losing money on an investment.
Risk
A group of investments you own. It should be diversified.
Period in life after you stop working.
Gain or loss from an investment.
Likelihood of losing money on an investment.
Savings
How much money you have in bank, brokerage and retirement accounts.
Pays very low interest, but is a very safe place for you money.
A share, or piece of ownership, in a company.
Where shares of stock are bought and sold.
Savings Account
How much money you have in bank, brokerage and retirement accounts.
Pays very low interest, but is a very safe place for you money.
A share, or piece of ownership, in a company.
Where shares of stock are bought and sold.
Stock
How much money you have in bank, brokerage and retirement accounts.
Pays very low interest, but is a very safe place for you money.
A share, or piece of ownership, in a company.
Where shares of stock are bought and sold.
Stock Market
How much money you have in bank, brokerage and retirement accounts.
Pays very low interest, but is a very safe place for you money.
A share, or piece of ownership, in a company.
Where shares of stock are bought and sold.
Stockholder/Shareholder
Person who owns a piece of a company
Things you don't need to live or do your job.
How long before you plan to spend your money on a goal.
Want
Person who owns a piece of a company
Things you don't need to live or do your job.
How long before you plan to spend your money on a goal.
Time Horizon
Person who owns a piece of a company
Things you don't need to live or do your job.
How long before you plan to spend your money on a goal.
Short-Term Time Horizon
Under 4 years
5 - 10 years
Longer that 10 years.
Medium-Term Time Horizon
Under 4 years
5 - 10 years
Longer that 10 years.
Long-Term Time Horizon
Under 4 years
5 - 10 years
Longer that 10 years.
Matching: Mark all that apply.
The best return on investment.
Money your employer contributes to your retirement account.
The most important thing Mr. Wolf said we should learn this Quarter.
Wearing the same color as your friend.
Fixed Interest Rate:
Remains the same throughout the life of the loan.
Moves up and down with current interest rates.
Variable Interest Rate:
Remains the same throughout the life of the loan.
Moves up and down with current interest rates.
