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F3 Maths - Consumer Mathematics

Total questions: 15

Worksheet time: 8mins

Name
Class
Date
1.

Calculate the total savings after 2 years with the initial savings of RM6 000 and the yearly simple interest rate of 2 %.

Hitung jumlah simpanan yang akan diperoleh selepas 2 tahun dengan simpanan asal RM6 000 dan kadar faedah mudah tahunan 2 %.

a)

RM 240

b)

RM 6 000

c)

RM 6 240

d)

RM 8 240

2.

Mr Siva bought 4 000 units of Bank Islam shares worth RM1.00 per share on the KL Stock Exchange. What is the type of investment that he made?

Encik Siva membeli 4000 unit saham Bank Islam yang bernilai RM1.oo seunit di Bursa Saham KL. Apakah jenis pelaburan yang dia lakukan?

a)

Shares

Saham

b)

Unit Trust

Amanah Saham

c)

Real Estate

Hartanah

3.

Mr Alan invested in unit trust, own company shares and at the same time invest on real estate by owning a homestay. Which of his investment, has a low liquidity level?

Encik Alan melabur dalam amanah saham, saham syarikatnya dan hartanah (memiliki sebuah homestay). Jenis pelaburan yang manakah mempunyai tahap kecairan yang rendah?

a)

Unit trust

Amanah saham

b)

Company shares

Saham syarikat

c)

Real estate

Hartanah

4.

Encik Tan keeps RMx in savings account at 3.5% per annum. The amount of Encik Tan's saving after he has saved for 6 years is RM36 300. Calculate the value of x.

Encik Tan menyimpan RMx ke dalam akaun simpanan dengan kadar faedah 3.5% setahun. Jumlah simpanan yang dia perolehi selepas 6 tahun ialah RM36 300. Hitung nilai x.

a)

A. RM20 000

b)

B. RM25 000

c)

C. RM30 000

d)

D. RM35 000

5.

Which of the following not type of saving...

Antara berikut, yang manakah bukan simpanan?

a)

saving account

Akaun simpanan

b)

fixed deposit account

Akaun simpanan tetap

c)

current account

Akaun semasa

d)

Unit trust

Amanah saham

6.

Which of the following is an investment with high risk level?

Pelaburan yang manakah mempunyai tahap risiko yang tinggi?

a)

Fixed deposits

Simpanan tetap

b)

Real Estate

Hartanah

c)

Unit trust

Amanah saham

d)

Company shares

Saham syarikat

7.

Which are the correct type of investment?

Yang manakah ialah pelaburan?

a)

Unit trust

Amanah saham

b)

Savings account

Akaun simpanan

c)

Current account

Akaun semasa

d)

Real Estate

Hartanah

8.

What is the meaning of saving?

Apakah maksud simpanan?

a)

The process of putting money into a property

Proses memasukkan wang ke dalam harta tanah

b)

The process of putting money to get the profit

Proses meletakkan wang untuk mendapatkan keuntungan

c)

The process of saving money through a bank

Proses menyimpan wang melalui bank

d)

The process of putting money into a commercial venture

Proses memasukkan wang ke dalam usaha komersial

9.

Interest that is calculated based on the original principal and also the accumulated interest from the previous period of savings.

Faedah yang dikira berdasarkan prinsipal dan mengambil kira faedah simpanan yang sebelumnya dinamakan sebagai____?

a)

simple interest

Faedah mudah

b)

compound interest

Faedah kompaun

c)

combined interest

Faedah gabung

d)

consumer interest

Faedah pengguna

10.

What would be the total savings at the end of the third year if RM 8 200 is deposited in a bank with a rate of 3 % per annum and compounded every 4 months?

Jika seseorang menyimpan RM8200 di dalam bank dengan kadar faedah 3% setahun. Faedah dikompaun setiap 4 bulan. Apakah jumlah simpanan selepas 3 tahun?

[MV = P(1+rn)ntP\left(1+\frac{r}{n}\right)^{nt}  ]

a)

RM 8 971.21

b)

RM 8 970.22

c)

RM 8 969.21

d)

RM 8 968.22

11.

Accounts that uses ATM cards to withdraw money.

Akaun yang manakah boleh menggunakan kad ATM mengeluarkan wang?

a)

Saving Account

Akaun simpanan

b)

Current Account

Akaun semasa

c)

Fixed Deposit Account

Akaun simpanan tetap

12.

Which of these have the highest interest rate?

Yang manakah jenis akaun berikut memberikan kadar faedah yang lebih tinggi?

a)

Saving Account

Akaun simpanan

b)

Current Account

Akaun semasa

c)

Fixed Deposit Account

Akaun simpanan tetap

13.

Uses cheque.

Menggunakan cek.

a)

Saving Account

Akaun simpanan

b)

Current Account

Akaun semasa

c)

Fixed Deposit Account

Akaun simpanan tetap

14.

Which of the following does not give any interest?

Antara berikut , yang manakah tidak memberi sebarang faedah?

a)

Unit Trust

Amanah Saham

b)

Current Account

Akaun Semasa

c)

Real Estate

Hartanah

15.

Investment gives a ____return than savings.

Pelaburan memberi pulangan yang ____daripada simpanan.

a)

higher

lebih tinggi

b)

lower

lebih rendah

c)

same

sama