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Financial Literacy -Credit Concerns

Total questions: 10

Worksheet time: 5mins

Name
Class
Date
1.

Whether it’s credit cards, student loans, or car loans, going into debt is always a _____ idea.

a)

Realistic

b)

Bad

c)

Good

d)

Acceptable

2.

Save up and pay for things you want with _____ and say NO to debt.

a)

Credit

b)

Debt

c)

Cash

d)

Checks only

3.

Debt is marketed to us just like any other product.

a)

True

b)

False

4.

A person or company who loans money

a)

Bank teller

b)

Debt Collector

c)

Loan

d)

Lender

5.

Credit is a fee that a bank, credit card company, or other lender charges so that you can purchase something and pay for it over time.

a)

True

b)

False

6.

It cost money to take out loans and go into debt because you get charged interest.

a)

True

b)

False

7.

How do you know if you can afford to buy something?

a)

If you can get a loan

b)

If you have a credit card

c)

If you have the cash

8.

Debt eats up a lot of people’s money every month.

a)

True

b)

False

9.

An obligation to pay back money that is owed

a)

Credit

b)

Debt

c)

Interest

d)

Debit

10.

The granting of a loan; the creation of debt

a)

Interest

b)

Debt

c)

Credit

d)

Debit