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Worksheets

9HSS-M

Total questions: 17

Worksheet time: 10mins

Name
Class
Date
1.

How are you feeling today?

a)
b)
c)
d)
2.

Would you rather be a

a)

bear

b)

dinosaur

c)

shark

d)

sloth

e)

fly

3.

What would you buy first with $500 dollars

a)

The latest console

b)

Go shopping for anything on my wishlist

c)

Plan a holiday

d)

Save it for later

e)

Spend it on living expenses

4.

What is credit and debit? How are they used?

4 lines
5.

Which of the following are considered fixed expenses? (You can choose more than one.)

a)

Tv/ streaming subscription

b)

Electricity

c)

Insurance coverage

d)

Rent

e)

Medical fees

6.

The following could be considered long-term financial goals, except:

a)

University/ study-tuition fees

b)

Retirement

c)

Dinner date for two

d)

Real estate

7.

A budget or a financial plan would not work if you ___________.

a)

know how to set smart goals

b)

are responsible and aware of your spending's

c)

wait for the end of the year to record your expenses

d)

know how to prioritize

8.

The first step in creating a budget is _________.

a)

know your income

b)

determine fixed expenses

c)

determine variable expenses

d)

review periodically

9.

When a person borrows from the bank and receives the cash as credit, they can consider it as income.

a)

True

b)

False

10.

The first consideration to start the budgeting process is to _________.

a)

set financial goals

b)

pay off all the debts

c)

invest in the stock market

d)

borrow money

11.

Money that you earn.

a)

Asset

b)

Expense

c)

Income

12.

What is an expense?

a)

Money that you spend or give away.

b)

Money that you earn.

c)

Money that you put away for later.

13.

Money that you put away or in a bank for the future.

a)

Expense

b)

Savings

c)

Income

14.

What is overspending?

a)

Using money you get to spend on multiple items.

b)

Using more money than you have available and are in debt.

c)

Using only the amount of money you have in the bank.

15.

A plan for spending and saving.

a)

Budget

b)

Savings

c)

Income

16.

What is an expense that does not change from month to month?

a)

Variable expense

b)

Fixed expense

c)

Unexpected expense

17.

What is a variable expense?

a)

An expense that changes every month.

b)

An expense that is unexpected.

c)

An expense that is the same month to month.