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Auto Insurance

Total questions: 13

Worksheet time: 10mins

Name
Class
Date
1.
Of the four parts of auto insurance coverage, which part protects only the other person involved in an accident?
a)
Liability
b)
Comprehensive
c)
Collision
d)
Medical Payments/Bodily Injury
2.
Of the four parts of auto insurance coverage, which part protects your from acts of God?
a)
Comprehensive
b)
Liability
c)
Collision
d)
Medical Payments/Bodily Injury
3.
Of the four parts of auto insurance coverage, which part will pay for repairing your car?
a)
Liability
b)
Comprehensive
c)
Collision
d)
Medical Payments/Bodily Injury
4.
Of the four parts of auto insurance coverage, which part will pay for injuries to passengers or pedestrians and funeral expenses?
a)
Medical Payments/Bodily Injury
b)
Collision
c)
Comprehensive
d)
Liability
5.
The color of your vehicle can increase the cost of your insurance premiums.
a)
True
b)
False
6.
The amount of money you have to pay out of your own pocket before the insurance pays is called the _____________
a)
Premium
b)
Estimate
c)
Deductible
d)
Co-Pay
7.
The amount you pay for an insurance policy.
a)
Rider
b)
Premium
c)
Deductible
d)
Co-Pay
8.
Which of the following is a way to reduce the cost of your insurance premium?
a)
Good grades
b)
Number of miles you drive
c)
Where you live
d)
All answers are correct
9.

Which of the following does NOT effect the cost of your car insurance?

a)

Your Age

b)

Gender

c)

Driving Record

d)

Drivers Test Score

10.

Which of the following is a way to lower your insurance premium?

a)

have a good driving record

b)

be involved in sports

c)

have a parent with you at all times

d)

buy a sports car

11.

Car B is not insured, what is one way Car A can have the damages paid for.

a)

If car A has liability coverage

b)

If car A has Under-insured Motorist coverage

c)

If car A has Uninsured Motorists coverage

d)

If car A has Comprehensive coverage

12.

What kind of insurance would cover you if you hit a deer? The only damage is to your car.

a)

Liability

b)

Bodily Injury

c)

Comprehensive

d)

None

13.

Who needs auto insurance?

a)

Nobody

b)

People that think they will get into an accident.

c)

All people who drive cars.

d)

People who can afford it.