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Worksheets

Financial Literacy

Total questions: 12

Worksheet time: 38mins

Name
Class
Date
1.

Sophia wants to buy a new dress. Sophia has some money saved but it is

not enough to buy the dress. Which statement describes the best way for

Sophia to save enough money to buy the dress?

a)

Save the money her mom gives her for mowing the lawn each week.

b)

Spend all of her allowance each week on stuffed animals.

c)

Spend her allowance on Pop-Its each week.

2.

Lexi earns $4.00 per week for her allowance. How much money will she have

if she saves for 5 weeks?

a)

$9.00

b)

$20.00

c)

$16.00

3.

Which of the following situations describes a deposit?

a)

Fahevan removes money from her bank account to pay for coloring books.

b)

Kelven puts money into his bank account from his weekly allowance.

c)

Chase removes money from his piggy bank to buy a new Beyblade.

4.

Caleb borrowed Brantley’s tablet to play with on Monday.

He returned it on Tuesday evening. He also made sure the tablet was 100% charged and thanked Brantley for letting him borrow it. Which

of the following describes Caleb?

a)

Responsible borrower

b)

Irresponsible borrower

5.

On Monday, Miriah's savings account had a balance of $77. On Tuesday, her balance was $72. Which statement could explain what happened to Miriah's savings account during these two days?

a)

She withdrew $5.

b)

She deposited $5.

c)

She earned $5.

6.

Khai earns $2.00 per week for his allowance. If he wants to save

$20.00, how many weeks will he need to save his allowance and not spend

any money?

a)

5 weeks

b)

12 weeks

c)

10 weeks

7.

Michael borrowed a pencil from D'Anthony. Which of the following would

make Michael an irresponsible borrower?

a)

Michael could return the pencil after class.

b)

Michael could make sure he sharpens the pencil before giving it back.

c)

Michael could break the pencil in half and leave it by D'Anthony's chair.

8.

Which situation is an example of borrowing?

a)

Titus and Waylon share a pack of gummy bears.

b)

Grayson's mom gives him $25 for good grades on his report card.

c)

Ares asks to use Clair's scissors and then gives them back when he is done.

9.

Owen had $52 in his piggy bank on Wednesday. He spent $11 at

the Chick-Fil-A on Thursday. On Friday, he got paid his allowance and put the money into his piggy bank. Based on this information, which statement about Owen is true?

a)

Owen made a withdrawal on Thursday and a withdrawal on Friday.

b)

Owen made a deposit on Thursday and a withdrawal on Friday.

c)

Owen made a withdrawal on Thursday and a deposit on Friday.

10.

Payton earns $6.00 per week for her allowance. If she saves her allowance for 2

weeks, how much money will she have?

a)

$26.00

b)

$12.00

c)

$8.00

11.

Braleigh received $25 for her allowance. She wants to save this money. Which statement describes the best choice for saving money?

a)

Buy something that she might be able to sell later

b)

Place the money in a bank account

c)

Use the money to buy her friend a birthday present

12.

Bryan loves to read. A book he really wants is $12. He has $5 right now.

What should Bryan do if he wants to buy the book as soon as possible?

a)

He should spend the $5 on candy and ask his mom for the book for Christmas.

b)

He should spend some of his money on candy and save the rest for the book he wants.

c)

He should save the $5 and wait until he has enough money to buy the book.