wayground logo

Free Printable Worksheets

NEW

Font size

S
M
L
XL
Worksheets

Budgeting Money

Total questions: 25

Worksheet time: 13mins

Name
Class
Date
1.

Following a budget is a good way to control spending.

a)

True

b)

False

2.

You should never spend more than 2% of your income on a vacation.

a)

True

b)

False

3.

A good guideline for housing and related expenses is 34% of your income.

a)

True

b)

False

4.

Say your rent gets raised. It now makes your housing expenses more than 34% of your income. You have no choice but to move.

a)

True

b)

False

5.

A plan for how you will spend your money.

a)

budget

b)

bugdet

c)

buggie

d)

budgie

6.

The total amount of money you take home.

a)

income

b)

encome

c)

incom

d)

incommon

7.

If something is within your price range you can ______ it.

a)

afford

b)

aford

c)

Ford

d)

fnord

8.

If you alter, or change, something in your budget you have made an _______.

a)

adjustment

b)

adjustmint

c)

adjustmant

d)

adamant

9.

Money that you earn.

a)

Asset

b)

Expense

c)

Income

10.

What is an expense?

a)

Money that you spend or give away.

b)

Money that you earn.

c)

Money that you put away for later.

11.

Money that you put away or in a bank for the future.

a)

Expense

b)

Savings

c)

Income

12.

What is overspending?

a)

Using money you get to spend.

b)

Using more money than you have available.

c)

Using money you have in the bank.

13.

An expense that does not change from month to month.

a)

Variable expense

b)

Fixed expense

c)

Unexpected expense

14.

What is a variable expense?

a)

An expense that changes every month.

b)

An expense that is unexpected.

c)

An expense that is the same month to month.

15.

Something thought to be an essential item required for life (food, water etc.).

a)

Need

b)

Want

c)

Desire

16.

Something unnecessary but you desire.

a)

Need

b)

Want

c)

Expect

17.

Money earned after taxes and other deductions.

a)

Net income

b)

Gross income

c)

Monthly income

18.

What is unplanned, compulsive spending called?

a)

Impulse buying

b)

Planned buying

c)

Budgeted buying

19.

What is money that is earned through wages, salary, tips, and interest from savings called?

a)

Income

b)

Expenses

c)

Savings

20.

What do families spend most of their money on?

a)

Transportation

b)

Housing

c)

Food

21.

Income earned prior to taxes and other deductions

a)

net income

b)

variable income

c)

gross income

d)

rate income

22.

Which among the following would represent a budget that is balanced?

a)

income is greater than or equal to expenses

b)

expenses is greater than or equal to income

c)

gross income earned matches net income

d)

tax deductions match the total revenue spent

23.

When you want something, you should ALWAYS get it.

a)

true

b)

false

24.

You have $20. You want a new shirt that cost $20.99. Is it in your budget?

a)

yes

b)

no

25.

You have $10. A milkshake and fries cost $8. Is it in your budget?

a)

yes

b)

no