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UNHS - Personal Finance - Self check 14

Total questions: 10

Worksheet time: 5mins

Name
Class
Date
1.

A certified used car is sold

a)

by a private owner.

b)

by a private seller.

c)

by a dealership.

d)

at an auction.

2.

Depreciation is

a)

a decrease in value as a result of use and age.

b)

the amount of time a used car is under warranty.

c)

the amount of interest included in a finance charge.

d)

the amount of time it takes to repay a car loan.

3.

The unique number assigned to a car is the

a)

warranty.

b)

vehicle identification number.

c)

inspection number.

d)

money factor.

4.

Which law requires that a seller or manufacturer repair or replace a defective new vehicle or refund the

purchase price?

a)

Truth in Lending Act

b)

lemon law

c)

Magnusson-Moss Warranty Act

d)

the USA Patriot Act

5.

In which stage of the decision-making process should you determine your price range?

a)

Evaluate the decision.

b)

Act on the decision.

c)

Define the decision to be made.

d)

Explore all alternatives.

6.

In which stage of the decision-making process should you negotiate a price?

a)

Explore all alternatives.

b)

Make a choice.

c)

Act on the decision.

d)

Evaluate the decision.

7.

In which stage of the decision-making process do you define what you want and need in a car?

a)

Define the decision to be made.

b)

Evaluate the decision.

c)

Make a choice.

d)

Act on the decision.

8.

When you are negotiating the price of a car, you should

a)

offer the sticker price.

b)

offer less than the sticker price.

c)

offer more than the sticker price.

d)

let the seller make the first offer.

9.

If a car if advertised as “AS-IS; NO WARRANTY,” it means

a)

the SELLER is responsible for all repairs.

b)

the car has undergone a complete inspection.

c)

the BUYER is responsible for all repairs.

d)

buyer and seller split the cost of repairs.

10.

Which three factors will determine your payments if you finance a car?

a)

depreciation, capitalized cost, and capitalized cost reduction

b)

capitalized cost, mileage limit, and money factor

c)

depreciation, capitalized cost, and money factor

d)

amount borrowed, interest rate, and repayment period