The goal of microfinance is to ultimately give impoverished people an opportunity to become _______.

Central banks implement the _______ policies of government and fix interest rates for other banks.

Microfinance is the provision of financial services to _______ people

A current bank account pays little or no interest to the holders. It allows the customer to _____ their money at any time

The _______ on who was eligible for a mortgage made it impossible for many low-income families to borrow money.

The interest rate on a loan depends on how _______ it is for the bank to lend the money.

Default means the borrower become _______ and cannot repay the debt.

A person is a 'known risk' when he/she has a _____ of previous borrowings, and so will be categorised as a low risk compared to people with no assets or credit history.

Banks generally know from experience how much cash to keep in their _______ for customers who want to withdraw it.

The report claims that more than 20 percents of typical “British” brands are owned by foreign _______.

Mondex is used to transfer money between personal cardholders as well as from consumers to _______.

Our local branch managers are encouraged to help local businesses and are authorized to _______loans and overdraft.

Organisations use the money markets as a(n) _______ to borrowing from banks.

The micro finance institution’s principle is _______ you have, the more attractive you are.

Electronic money provides more _______ than cash because the lock function makes it difficult to steal.

The majority of customers prefer to do their _______ banking at the bank.

The small loans that are given under microfinance schemes often have a very high _______ rate – most the borrowers pay the money back in full.

A long-term bank loan has a _______ of more than 5 years and it is a(n) secured loan.

We offer standardized loans: you can be sure you won’t get less favourable terms and _______ than our other personal customers.

Microfinance organisations who want to meet the growing demand for credit sometimes find it difficult because of _______ on the amount they can lend.

Borrowers can usually get a _______ interest rate if the loan is guaranteed by securities or other collateral.

______ is a kind of a short-term bank loan offering money for household appliances.

With the growth of Internet shopping, customers can ________ and choose far more than in the past.

Age restrictions, identification requirements, and relatively low profitability of small _______ accounts or loans can make it difficult for providers to meet the needs of young people.

The original strategy of microfinance was _______ oriented and anticipated eliminating poverty.

Banks would start taking too many _______ if they could always be sure of rescue by the central bank.

As a rule, microcredit loans are not backed by collateral leaving no means of financial _______ for the lenders if they are not repaid.

With internet banking, it is possible to _______ online from one account to another.

It seems that most bank customers’ use of overdraft _______ is unintentional in nature.

The bank will _______ the customer for cutting short their loan.

Microfinance organisations often _______ difficulties when lending larger sums as they have to conduct due diligence more thoroughly than the major banks.

Microfinance is hoped to help low-income people out of _______.

With standardized products, all cutomers are _______ the same interest rate.

A _______ helps the customers to increase their income when they get retired.

Banks always need liquidity, so they can’t lend all their money in loans with long _______.

Fines are being introduced to penalize people who do not _______ their earnings from investments.

If you have poor _______, it’s often difficult to get a loan unless you have a personal guarantor.

Grameen Bank is different from conventional banks because it does not charge a _______ if you do not pay the loan back on time.

These days many loans are made with _______ or variable interest rates that change according to the supply and demand for money.

In terms of return, as a provider of debt _______, the return for us is merely the interest that we are paid on the loan.

Banks usually carefully study the financial situation of a company to _______ the risk involved in lending it money.

Customers don’t have to worry about security; the bank uses sophisticated encryption technology to _______ their assets.

It is increasingly common for companies to look at alternative ways to _______ because banks are refusing credits.

In developing countries, particularly in rural areas, low-income people tend to fulfil their everyday needs by _______ things that are surplus such as agricultural products, jewellery and handmade crafts.

Our products for _______ customers include business overdrafts, loan repayments that reflect your cash flow, and commercial mortgages.

Despite sitting on a large number of orders, companies may still have _______ problems if they have been unable to produce due to a period of downtime.

It is a big responsibility to act as a(n) _______ for a loan; i.e., you are responsible if the loan is not paid back.

The Mondex system offers _______ because the wallet and reader are easy to use.

The reasons why low- income people lack access to traditional banks mainly because they do not have the assets served as _____.