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money and banking

Total questions: 20

Worksheet time: 19mins

Name
Class
Date
1.

What is used to measure inflation?

a)

a ruler

b)

CPI Consumer Price Index

c)

a scale

2.
What is happening here?
a)
Bartering
b)
Cooking
c)
Flirting
d)
Machismo
3.

What type of money would this be?

a)

Commodity

b)

Fiat

c)

Representitive

d)

Gold

4.

The loan a bank gives you to purchase a house is called a...

a)

Mortgage

b)

Default Loan

c)

Equity Loan

d)

Building Loan

5.

Which is not a Characteristic of Money?

a)

Durability

b)

Portability

c)

Divisibility

d)

Invincibility

6.

Money is a generally acceptable medium of

(a)  

7.

Any good use as money must be hard wearing. This characteristics is called

(a)  

8.

The centre of the banking systems in most economies is the

(a)  

9.

When people or groups purchase items with the thought that the value will increase, items like oil or gold, what type of value is this describing?

a)

speculative value

b)

intrinsic value

c)

subjective value

d)

objective value

10.

Which of these are functions of money?

a)

medium of exchange that allows the trade of goods and services

b)

holds value over time

c)

standard of value that allows comparison of the value of goods related to one another

d)

used as the only means of trade between nations

11.

Commodity money can be best described as money that is

a)

backed up by a valuable material

b)

valuable based on the material that the money is made from

c)

used to purchase valuable materials

d)

valuable because a government says it is and people accept that it is valuable

12.

_____________ is a bank that can lend money to other banks in times of crisis

a)

Congress

b)

Central Bank

c)

Department of the Interior

d)

National Bank

13.

_____________ is money by government decree, has no alternative value

a)

Gold standard

b)

Specie

c)

Barter

d)

Fiat money

14.

__________ is a currency that must be accepted for payment by decree of government

a)

Barter

b)

Fiat

c)

Legal tender

d)

Specie

15.

What are M1 and M2?

a)

fiat money

b)

specie

c)

currency

d)

money supplies

16.

You can easily carry money in a pocket or a purse. This reflects what characteristic of money?

a)

durability

b)

legal tender

c)

divisibility

d)

portability

17.

Most banks are established

a)

by local governments

b)

to be credit unions

c)

as corporations

d)

to fulfill reserve requirements

18.

What do you mean by credit creation by commercial banks

a)

process of creation of foreign exchange

b)

process of loan creation

c)

process of total withdrawal creation

d)

process of total deposit creation

19.

Coins and paper that are used as money; 'legal tender'.

a)

Money

b)

Transfer Payments

c)

Currency

d)

Liquidity

20.

True or False: An increase in the Money Supply decreases interest rates, which increases consumption & investment, which increases aggregate demand.

a)

True

b)

False