wayground logo

Free Printable Worksheets

Font size

S
M
L
XL
Worksheets

Exit Test for CRM Level II

Total questions: 25

Worksheet time: 14mins

Name
Class
Date
1.
Maximum Coverage under CGTMSE for Ratial & Wholesale Trader is Rs.
a)

200 lakh

b)

100 Lakh

c)

500 Lakh

d)

75 Lakh

2.
In Rating Model Borrower/ Obligor Rating is done to calculate
a)
Loss Given Default
b)
Exposure at Default
c)
Probability of Default
d)
Expected Loss
3.
Gross Working Capital is equal to
a)
Total Current Liabilities
b)
Total Current Asset
c)
Working Capital Gap
d)
Net Working Capital
4.
Excess of Current Asset over Current Liabilities is known as
a)
Gross Working Capital
b)
Working Capital Gap
c)
Other Current Liabilities
d)
Net Working Capital
5.
As per GCEMP Methods for Working Capital Assessment, Select all that apply
a)
Turnover Method
b)
Operating Cycle Method
c)
MPBF/Tondan Committee Method
d)
Fund Flow Method
6.
Under Hybrid Security CGTMSE will have ___ charge on Collateral Securities
a)
First Charge
b)
Second Charge
c)
Paripasu Charge
d)
No Charge
7.
Excess of Long Term Sourses over Long Term Usages is known as
a)
Gross Working Capital
b)
Net Working Capital
c)
Working Capital Gap
d)
Other Current Liabilities
8.

As per Turnover Method Working Capital Requirement for Medium Enterprises is

a)
25% of WCG
b)
20% of PAT
c)
25% of TCA
d)
25% of PAT
9.
In Rating Model Facility Rating is carried out to calculate
a)
Loss Given Default
b)
Exposure at Default
c)
Probability of Default
d)
Expected Loss
10.
Inventory holing Period rerfers
a)
Inventory/Sales*365
b)
Inventory/Purchases*365
c)
Inventory/COGS*365
d)
Inventory/Debtors*365
11.

If Proj. Turnover of a Medium Enterprise is 8.0 Cr & NWC is 50.0 Lakh. MPBF under Turnover Method will be

a)
100 Lakh
b)
150 Lakh
c)
175 Lakh
d)
200 Lakh
12.

Under CGTMSE Lock in Period is

a)

18 Months from Guarantee Start Date

b)

18 Months from Last Disbursement Date

c)

A or B whichever is later

d)

A or B whichever is Earlier

13.
Debtors Relazitation Period refers
a)
Debtors/Purchases*365
b)
Debtors/Sales*365
c)
Debtors/COGS*365
d)
Debtors/NWC*365
14.
Which of the following is NOT True about Working Capital Management
a)
GWC is the sum of all current Asset
b)
NWC is the sum of all current Asset
c)
NWC is CA-CL
d)
OCL is CA-BB
15.
Factors eaffecting Working Capital Requirement of a UNIT
a)
Nature of Business
b)
Credit Policy
c)
Production Process
d)
All of the Above
16.
Current Asset do not include
a)
Inventories
b)
Cash & Cash equivalents
c)

Security Deposit with Landlord

d)
Trade Receivables
17.
In CGTMSE covered a/c AGF is required to Pay till
a)
A/c is Standard
b)
Lodgement of First Claim
c)
Lodgement of Second Claim
d)
Settlement of First Claim
18.

Formula for Expected Credit Loss is

a)

PD*EAD*CAD

b)

PD*LGD*CAD

c)

PD*LGD*EAD

d)

PD*LGD*CAD

19.
If CA is 100, CL is 80 & BB is 60 then NWC will be
a)
20
b)
30
c)
40
d)
60
20.
Timeline to obtain CGTMSE Cover is
a)
Anytime during the Credit Facility subject to conditions
b)
Within Next Quarter of Sanction
c)
Within 30 Days after Sanction
d)
Within 1 year after Sanction
21.

Which of the following is not a feature of ITR & GST Analyser

a)

Bank Statement Analysis

b)

GRC Score

c)

Detailed Analysis of GST

d)

CIBIL Score Analysis

22.
Under CGTMSE Final/ Second Claim can be lodged
a)
3 Years after NPA
b)
3 Years after settlement of First Claim
c)
After conclusion of Recovery Proceedings
d)
3 Years After Legal Action
23.

Under First Time Buyer Applicant must have Transport Driving License for the past___

a)

1 Year

b)

2 years

c)

3 Years

d)

Non Mandatory

24.

A Customer will classify as Retails Fleet Operator if he owns more than 2 & up to ___ Commercial Vehicles.

a)

3

b)

5

c)

7

d)

9

25.

Under SRTO segment max loan amount can be sanctioned up to Rs.____

a)

25 Lakh

b)

50 Lakh

c)

100 Lakh

d)

200 Lakh