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Worksheets

Insurance

Total questions: 20

Worksheet time: 10mins

Name
Class
Date
1.

The amount you must pay on a claim before the insurance company will pay.

a)

Premium

b)

Policy

c)

Loss

d)

Deductible

2.

A payment made monthly, twice a year, or yearly, for an insurance policy.

a)

Premium

b)

Copay

c)

Tax

d)

Benefit

3.

The amount of money an insurance policy holder must pay on a claim before the insurance company begins to pay. The higher this is, will usually result in a lower premium.

a)

Premium

b)

Claim

c)

Deductible

d)

Policy

4.

A set dollar amount you agree to pay each time you receive medical treatment, while the insurance company agrees to cover the rest

a)

Copay

b)

Claim

c)

Premium

d)

Deductable

5.
The amount paid for insurance is the
a)
closing cost
b)
premium
c)
deductible
d)
assessed value
6.
The type of insurance that provides protection against financial loss from medical bills is called
a)
health insurance
b)
coinsurance
c)
life insurance
d)
premium
7.

Joe feels like he is having a heart attack (chest pain, trouble breathing, and sweating). How much would his co-pay be?

a)

$300

b)

$30

c)

$25

d)

$150

8.

. Joey is having an elective procedure at an outpatient facility on Friday. His insurance has a deductible of $750. He has already paid $200.00 toward his deductible this year. How much does Joey owe before his insurance will pay?

a)

$750

b)

$200

c)

$950

d)

$550

9.

Sam isn't feeling well today. He decides to go to a walk-in clinic after work. How much will this cost?

a)

$15

b)

$150

c)

$50

d)

$0

10.

Robbie broke his arm. How much would this cost him for a doctor's appointment?

a)

$25

b)

$40

c)

$65

d)

Information not found on card

11.

John has not been feeling well for several days after his doctor’s visit on Sunday. He plans to go see his regular physician on Thursday. How much will it cost?

a)

$40

b)

$25

c)

$65

d)

$35

12.

A patient is admitted to the hospital for outpatient surgery. The hospital bill total is $10,000. Their insurance plan pays 80%. How much will the patient have to pay “out of pocket”?

a)

$8000

b)

$10000

c)

$2000

d)

$7500

13.

Maria’s medical expenses for her ER visit is $2500. Her insurance will pay 90%. How much is Maria left to pay?

a)

$10

b)

$250

c)

$2500

d)

$2250

14.

Insurance and patient share the cost of medical procedures based on a percentage

a)

co-payment

b)

premium

c)

deductible

d)

co-insurance

15.

Pete went to doctor for COVID. His co-pay is $25 for a primary doctor. The total for his visit was $142. How much does he owe?

a)

$142

b)

$25

c)

$167

d)

$117

16.

Sam's insurance has a 75/25 co-insurance for surgeries. How much is Sam responsibility for?

a)

75%

b)

25%

c)

100%

d)

0%

17.

Joe just turned 65. What kind of insurance can he get now?

a)

Tri-care

b)

Medicare

c)

Medicaid

d)

Life

18.

Tom was injured while cutting a tree at work. What will cover his medical bills?

a)

Medicare

b)

Medicaid

c)

Tricare

d)

Worker's compensation

19.

Evan retired from the military. What insurance is he able to get ?

a)

Medicare

b)

Tricare

c)

Medicaid

d)

Private

20.

Insurance for low income families and disabled

a)

Medicare

b)

Medicaid

c)

Tricare

d)

Public