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Taxes & Fundamentals of Algebra Unit Review

Total questions: 18

Worksheet time: 36mins

Name
Class
Date
1.

Kiki receives a paycheck for 15 hours of work at a rate of $20 per hour. Her paystub lists 401(k) withholdings of $40, FICA of $20, federal income taxes of $26, and a healthcare payment of $8. What is Kiki’s net pay?

a)

$206

b)

$254

c)

$300

d)

$394

2.

Which expenditures make up the greatest share of state spending?

a)

Education and health care

b)

Transportation and corrections

c)

Low-income assistance and pensions

d)

Environmental programs and parks

3.

The graph shows a hypothetical tax rate as a function of income. Which of the following statements about the graph is true?

a)

The tax is progressive

b)

The tax is regressive

c)

The tax is proportional

d)

The tax collects the same dollar amount from all earners

4.

Maricela calculated that she owes $2,493 in federal taxes after all deductions and credits.  Her W-2 states that $2,670 was withheld in federal tax.  This means that Maricela…

a)

Has to pay $177 in taxes owed

b)

Will receive a refund of $177

c)

Will pay $177 less in taxes next year since she overpaid this year

d)

Should speak to her employer to get the $177 in extra taxes that they withheld

5.

Each of these is a common payroll deduction EXCEPT…

a)

Office supplies and equipment

b)

Federal income taxes

c)

FICA

d)

Health insurance plan

6.

Which statement best describes the difference between being paid a wage versus being paid a salary?

a)

A wage is an hourly rate below $20 per hour, while a salary is an hourly rate above $20 per hour

b)

A wage is paid based on how many hours you work, while a salary is a fixed amount paid regardless of the number of hours

c)

A wage is paid every two weeks, while a salary is paid monthly

d)

A wage is paid to part-time employees, while a salary is paid to full-time employees

7.

Who should consider completing a W-4 form?

a)

Aaliyah, who wants to enroll in her company’s 401(k) program for the first time

b)

Bruno, who just adopted a baby and wants to adjust his tax withholdings

c)

Carter, who is considering a career change and wants to update his resume

d)

Denise, who doesn’t like her company’s health insurance plan options

8.

Which of the following is true about state taxes?

a)

The federal government determines state tax rates

b)

States can levy property taxes and sales taxes, but not income taxes

c)

Sales tax rates are the same in all states, but income tax rates are different

d)

The largest state programs funded by state taxes are education and healthcare

9.

Payroll taxes are different from income taxes in all of the following ways, EXCEPT…

a)

Payroll taxes are regressive, while income taxes are progressive

b)

Payroll taxes are based on your wages and salary, while income taxes are based on all your forms of income

c)

Payroll taxes fund the Social Security and Medicare programs, while income taxes fund government programs more broadly

d)

Payroll tax rates scale upward with income, while income taxes are a flat rate across all earning levels

10.

All of the following are reasons that you might receive a 1099 statement EXCEPT…

a)

Working as an independent contractor

b)

Working as a full-time employee for a business

c)

Receiving unemployment benefits

d)

Earning interest or dividends on investments

11.

What statement is true about standard and itemized personal deductions?

a)

The standard deduction is always more than itemized personal deductions

b)

Itemized personal deductions are always more than the standard deduction

c)

You can take either the standard or itemized personal deductions, but not both

d)

The standard deduction is refundable but itemized personal deductions are not

12.

Lamar made $92,000 as a data analyst his first year out of college. He calculated his above-the-line deductions to be $5,500, his itemized deductions to be $7,000, and the standard deduction is $12,550. What deductions is Lamar allowed to take that will minimize his taxes owed?

a)

He can take all three for $25,050 in deductions

b)

He can take the $7,000 and the $12,550 for $19,550 in deductions

c)

He can take the $5,500 and the $12,550 for $18,050 in deductions

d)

He can take the $5,500 and the $7,000 for $12,500 in deductions

13.

Georgia completed her taxes and found that she owes $1,941 in federal taxes.  If her taxable income for the year was $16,175, what is her effective tax rate?

a)

10%

b)

12%

c)

18%

d)

22%

14.

Every pay period, Tamara pays 11% of her gross pay in taxes and an additional $200 in voluntary retirement deductions. Write an equation that represents Tamara’s net pay, where x represents her gross pay per pay period.

a)

f(x) = 0.11x + 200

b)

f(x) = 0.11x - 200

c)

f(x) = 0.89x + 200

d)

f(x) = 0.89x - 200

15.

James received his W-2.  How much did he pay in federal and FICA taxes combined?

a)

$1,576.20

b)

$2,861.30

c)

$4,437.50

d)

$4,962.93

16.

Which answer below represents the largest rational number?

a)

One third of community members support raising the property tax

b)

24 cents of every state tax dollar go toward funding K-12 education

c)

10% of taxpayers file for an extension each year

d)

389 high school sophomores, in a class of 910, paid payroll taxes in the last year

17.

Gertrude sells cabbages at the farmers market. It costs $50 for her to enter the market and set up her booth, and she makes $5 per cabbage that she sells. She can model her profits with the function p(c) = 5c -50 where c is the number of cabbages sold. If she brings 100 cabbages to the farmers market, which correctly expresses the domain and range for this function?

a)

Domain: 0 ≤ c ≤ 50 and Range: 0 ≤ p(c) ≤ 500

b)

Domain: 0 ≤ c ≤ 100 and Range: 0 ≤ p(c) ≤ 500

c)

Domain: 0 ≤ c ≤ 50 and Range: -50 ≤ p(c) ≤ 450

d)

Domain: 0 ≤ c ≤ 100 and Range: -50 ≤ p(c) ≤ 450

18.

Given that f(x) = -4x + 7, which of the following ordered pairs represents f(2)?

a)

(2, -1)

b)

(2, 6.5)

c)

(2, -1.25)

d)

(2, 1)