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Money Management

Total questions: 10

Worksheet time: 5mins

Name
Class
Date
1.

A _______________ is process of .preparing a spending plan.

a)

List

b)

Budget

c)

Guide

d)

File

2.

Which of the following is not a reason for having a budget?

a)

To show off your wealth

b)

To save for personal needs

c)

To use for emergency

d)

For retirement plans

3.

Which of the following is a common contactless payment in Singapore?

a)

Cash

b)

Debit card

c)

Cheque

d)

Paywave

4.

Which of the following is an acceptable mode of payment in a wet market?

a)

Credit card

b)

Debit card

c)

Cash

d)

Nets

5.

What is the disadvantage of paying by cash?

a)

Not accepted at all stores

b)

Late payment charges

c)

Currency cannot be used overseas

d)

Need to tup up value

6.

Which of the following method of payment is suitable for online purchases?

a)

Credit card

b)

Cheque

c)

Cash

d)

Cash Value Card

7.

Why is frequent purchases using credit card not encouraged?

a)

Heavy to carry around

b)

Not accepted at all stores

c)

May lead to bankruptcy

d)

Need to top up card

8.

Determine which of the following is not a need.

a)

Car

b)

Food

c)

House

d)

Medical needs

9.

_______________ are desires for goods and services we would like but do not need, and can do without.

a)

Needs

b)

Wants

c)

Budget

d)

Taxes

10.

How do we use credit responsibly?

a)

Spend whenever there is a sale on going

b)

Avoid saving money

c)

Keep track of amount spent

d)

Pay the minimum amount for our credit card