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Debt Securities

Total questions: 25

Worksheet time: 25mins

Name
Class
Date
1.

A financial asset that represents an agreement between a lender and borrower.

a)

Debt

b)

Security

c)

Debt Security

d)

Bond

2.

Define a Lender.

a)

Issuer of the security

b)

Buyer of the security

3.

Define Borrower

a)

Issuer of the security

b)

Buyer of the security

4.

Which of the follow would not be a name used to refer to Debt Securities?

a)

Bond

b)

Note

c)

Money Market

d)

Securities

5.

Owning a debt security is the opposite of being in debt.

a)

True

b)

False

6.

An individual buys a debt security from a bank. Which of the following would be true?

a)

The individual is borrowing money and the bank is lending money.

b)

The individual is lending money and the bank is borrowing money.

7.

Which of the following would be a benefit to selling stock in a company?

a)

You are giving up ownership of your company.

b)

It can decrease your power and control over your company.

c)

You don't have to pay the money back.

8.

(a)   - refers to long term debt (greater than 12 months)

9.

(a)   - used to describe a timeframe that is intermediate (no set timeframe, just not very long term). No more than ten years.

10.

(a)   - very short term debt (12 months or less)

11.

Which of the following is true of the Bond Market?

a)

It is usually three times the size of the stock market.

b)

It is usually three times smaller than the stock market.

c)

It is not as popular as the stock market.

d)

It is the smallest of the securities market place.

12.

Bob bought a bond in 2004 that was issued in 2000 with a maturity date in 2030. What would Bob be considered?

a)

Lender

b)

Borrower

13.

Bob bought a bond in 2004 that was issued in 2000 with a maturity date in 2030. What will happen on the maturity date?

a)

Borrowed money is returned to the bond issuer and the last interest payment will be made.

b)

Borrowed money is returned to the lender and the last interest payment will be made.

14.

Which of the following determines whether a debt security is called a money market, note, or bond?

a)

Coupon

b)

Date issued

c)

Amount

d)

Maturity

15.

What is another word that also means par value?

a)

par in golf

b)

principal

c)

coupon

d)

annualized rate

16.

The Par Value is the _____________ of the bond.

a)

amount

b)

issuer

c)

denominator

d)

denomination

17.

You should assume a bond's par value is _______ unless otherwise stated.

a)

$10

b)

$100

c)

$1,000

d)

$10,000

18.

Interest is earned as a percentage of the number as a set rate. What is that rate called?

a)

Earned income

b)

Coupon

c)

Debt

19.

The coupon rate should be one of the main considerations for an investor

a)

True

b)

False

20.

Which would best describe a bond?

a)

Investors lend and issuers borrow

b)

Issuers lend and investors borrow

21.

When market interest rates increase, what is the effect on bonds that have already been issued?

a)

The price of the bond goes down.

b)

The price of the bond goes up.

22.

What is used to determine how much interest can be earned annually?

a)

Par Value and coupon rate

b)

Market Price and par value

c)

Purchase amount

23.

When a bond's value increases due to market demand, this is known as ______.

a)

par value

b)

discount

c)

premium price

d)

appreciation

24.

If a bond's coupon rate is HIGHER than coupon rates on other bonds currently being issues the result is a _______ price.

a)

discount

b)

par

c)

premium

25.

If a bond's coupon rate is LOWER than coupon rates on other bonds being issued the result is a ______ price.

a)

par

b)

premium

c)

discount