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VOCAB ch 2 Quiz- Ramsey

Total questions: 13

Worksheet time: 8mins

Name
Class
Date
1.

Taxes and withholdings impact your , ________ which is the amount of money you take home on your paycheck.

a)

budget

b)

net income

c)

insurance

d)

gross income

2.

The cost of groceries and gas is considered a(n)

a)

variable expense

b)

discretionary expense

c)

intermittent expense

d)

fixed expense

3.

To budget with a(n) ______, prioritize expenses from most to least important so your most important expenses are covered first.

a)

steady income

b)

irregular income

c)

discretionary expense

d)

calculator

4.

The cost of insurance, car payment, or rent is considered a(n)

a)

variable expense

b)

discretionary expense

c)

intermittent expense

d)

fixed expense

5.

Expenses that are nonessential, and are wants more than needs are considered a(n)

a)

variable expense

b)

discretionary expense

c)

intermittent expense

d)

fixed expense

6.

A(n)___________ should account for fixed, variable, intermittent, and discretionary expenses based on income.

a)

healthy budget

b)

commission statement

c)

Gross income

d)

zero-based budget

7.

The amount of money you make before any deductions

a)

Gross income

b)

net income

c)

commission

d)

budget

8.

What’s it called when you make money on the percentage of the total sales you make?

a)

Budget

b)

Tips

c)

Commission

d)

Net income

9.

The cost of doctor visits, car registration, tires and oil changes are considered a(n) _____ because they don't happen every month

a)

variable expense

b)

discretionary expense

c)

intermittent expense

d)

fixed expense

10.

A record that summarizes all of the income and spending over a certain time period

a)

budget

b)

cash flow statement

c)

income

d)

zero-based budget

11.

A budget always begins with (a)   , the money you earn.

12.

A written plan for giving, saving and spending.

(a)  

13.

EXTRA CREDIT How many years has Ms. Perez been teaching? (including this year)

(a)