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Worksheets

Unit 5

Total questions: 11

Worksheet time: 6mins

Name
Class
Date
1.

Bank capital should be measured on a ___ basis.

a)

Debt-adjusted

b)

Risk-adjusted

c)

Leverage-adjusted

d)

Liquidity-adjusted

2.

The rise of a ___ number of ___ banks changed the international financial markets.

a)

small, small

b)

small, large

c)

large, small

d)

large, large

3.

The "level playing field” refers to...

a)

fair treatment of customers

b)

self-regulation

c)

equal competition

d)

equal credit risk

4.

The global financial system became more vulnerable when...

a)

the Bretton Woods system collapsed

b)

derivatives emerged

c)

some banks became very large

d)

all of the above

5.

Financial derivatives are...

a)

extremely dangerous

b)

risk management tools

c)

a form of financing

d)

a good investment

6.

The key institutions that oversee international regulatory frameworks for banks are the...

a)

BIS and BCBS

b)

BSI and BISD

c)

PRA and FCA

d)

BoE and ECB

7.

The latest Basel Accord is the

a)

Basel II

b)

Basel III

c)

Basel V

d)

Basel VI

8.

Basel I introduced an international framework for...

a)

bank transparency

b)

liquidity requirements

c)

higher capital ratios

d)

risk-adjusted capital

9.

Basel II used a significantly more detailed method to estimate

the...

a)

capital

b)

CEO compensation

c)

risk-weighted assets

d)

bank size

10.

Which two of the following were the biggest shortcomings of Basel II?

a)

Neglected systemic exposures

b)

Very high capital requirements

c)

Neglected operational risk

d)

Heavy reliance on credit rating agencies

11.

Which of the following Basel III did not do?

a)

Enhanced the estimations of risk weighted assets

b)

Improved Tier 1 and Tier 2 capital

c)

Introduced macroprudential dimensions on capital requirements

d)

Reduced the size of very large banks to control their systemic importance