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Ramsey vocab quiz ch 3- saving

Total questions: 14

Worksheet time: 8mins

Name
Class
Date
1.

the amount of interest charged on a debt but not yet collected; interest accumulates from the date a loan is issued

a)

Accrued Interest

b)

Compound Interest

c)

Interest Rate

d)

Compound Growth

2.

The percentage of principal charged by the lender for use of money

a)

Interest Rate

b)

Murphy’s Law

c)

Principal

d)

Large Purchase

3.

Interest paid on interest previously learned

a)

Compound Interest

b)

Interest Rate

c)

Inflation

d)

Rate of Return

4.

A savings account set specifically to be used to cover financial emergencies

a)

First Foundation

b)

Emergency Fund

c)

Fifth Foundation

d)

Principal

5.

The average rate of growth for an investment over time; often expressed an annual figure

a)

Rate of Return

b)

Interest Rate

c)

Compound Growth

d)

Compound Interest

6.

A purchase that requires a significant amount of money

a)

Time Value of Money

b)

Second Foundation

c)

Principal

d)

Large Purchse

7.

The initial amount of money invested or borrowed

a)

Principal

b)

Time Vale of Money

c)

Rate of Return

d)

Accrued Interest

8.

The persistent rise in the cost of goods and services over time

a)

Compound Growth

b)

Murphy’s Law

c)

Paycheck to Paycheck

d)

Inflation

9.

The measure of an investment's profit or loss, usually expressed as a percentage of the initial investment

a)

Accrued Interest

b)

Rate of Return

c)

Emergency Fund

d)

Fifth Foundation

10.

Save a $500 emergency fund

a)

Murphy’s Law

b)

Second Foundation

c)

First Foundation

d)

Fifth Foundation

11.

The concept that an amount of money is worth more today than in the future due to earning potential

a)

Rate of Return

b)

Time Value of Money

c)

Fifth Foundation

d)

Third Foundation

12.

putting money aside for saving where it can generate a return and grow over time

(a)  

13.

Interest earned on initial investment. A=P(1+rt)

a)

simple interest

b)

Compound interest

c)

interesting interest

d)

APR

14.

From what University did Ms. Perez get her Bachelor's degree?

(a)