credit history & reputation of borrowing money

the borrower's ability to pay back a loan

personal or business equity invested in the business or asset

owned assets (typically liquid) that can be seized if the loan isn't paid

when & how the loan will be repaid and interest rates

debt to asset ratios, cash flow statements, & liquidity are used to determine _____

waiting to apply for a line of credit for lower interest rates is an example of _____

borrowing against a mortgage or equipment is an example of _____

references, your reputation, credit score, and work experiences impact ______

It won't necessarily make the monthly payments, but it could, if liquidated, help repay the loan.

You can produce enough cash to repay the loan.

This looks at how much equity you have.

Make sure there is a market for your business.

This is the general impression you make on the lender.